Skip navigation and go to page content
Visa Credit Cards

Visa® credit cards

If you’re not carrying an ALEC Visa® card, you're missing out.

making the holiday season brighter.

Visa® - Holiday Giveaway

Win $100 just by using your ALEC Visa®*.

ALEC is giving away $100 daily this November and December. Just use your ALEC Visa® credit card for holiday shopping and you’ll automatically be entered with every purchase*. Don’t have an ALEC Visa® credit card? Apply today at any Service Center or online.

‘Tis the season to win!

We’ll select a new $100 winner every day.

*No purchase necessary to enter or win. ALEC Visa® cardholders obtain automatic entry by making a purchase in November or December 2022. ALEC will randomly select a $100 winner each day. Open to ALEC Visa® credit cardholders 21 or older who make purchases using their ALEC Visa® cards that post to their accounts between 11/1/2022 and 12/31/2022. Promotion ends 12/31/2022. Void where prohibited. See full official rules and how to enter without purchase. Winnings are tax reportable. All loans subject to credit approval.

ALEC Visa® Credit Card Benefits

With an exceptional 12-month, no-interest APR1, you could be saving lots of money.

Choose from Visa® cards featuring different privileges — all with no annual fees, 24/7 fraud monitoring, contactless technology, and the EMV microchip for enhanced security.

Each ALEC Visa® card features a 0% intro APR for 12 months on purchases and balance transfers.2 Personalize your card with your own image.

Maximum Reward Opportunities

Visa® Signature Rewards

The ALEC Visa® Signature Rewards card, allows you to maximize the number of CURewards® points you earn. Receive 5,000 bonus points if you spend $1,000 within the first 90 days.

0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, signature-card3.

No Annual Fees

Points for every dollar spent

Select Rewards™ Visa®

With our ALEC Select Rewards Visa®, you’ll earn one CURewards® point for every dollar purchased. You might be surprised how quickly your accumulated points can become a sizable cash reward.

0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, select-rewards3.

No Annual Fee

Lowest Rate Card

Select Visa®

If you carry a balance from month to month, the ALEC Select Visa® card can save you a lot of extra money. Over time, that’s savings you can use for other things you really want.

0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, select-visa3.

No Annual Fee

Credit Options for Students

Student Visa®

For students looking to build credit, we offer two cards. Earn points towards cash back, merchandise and more with our Student Select Rewards Visa®, or enjoy our lowest rate card, our Student Select Visa®.

0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, student-visa3.

No Annual Fees

Manage Your ALEC Credit Card

Managing your card is easier than ever with our new Credit Card Valet app. Just a few of the great benefits include:

  • Lock and Unlock your card at any time, for any reason.
  • Report your ALEC Visa® Credit Card as lost or stolen.
    • To contact Visa®, please call 800.449.7728 to report it immediately. If you are international, please contact us.
    • Your ALEC Visa® card comes with worry-free protection. Should any unauthorized transactions occur on your card within the Visa® network, you’re 100 percent covered against fraudulent activity — with zero liability on your part.
  • Notify us of your travel plans to prevent any temporary card suspension or purchases being denied.

1 APR is Annual Percentage Rate. Introductory APR is for 12 months after account opening. Introductory APR not available for cash advances or for existing ALEC Visa® cardholders.
2 A balance transfer fee of 2% of the amount of the transfer will apply.
3 The post-introductory APR varies by credit card and credit history. It also varies with the market based on the Prime Rate. Prime Rate is “prime” as listed in the “Money Rates” section of The Wall Street Journal from the last business day of the previous quarter. credit-card-prime.