Visa® credit cards
If you’re not carrying an ALEC Visa® card, you're missing out.
ALEC Visa® Credit Card Benefits
With an exceptional 12-month, no-interest APR1, you could be saving lots of money.
Choose from Visa® cards featuring different privileges — all with no annual fees, 24/7 fraud monitoring, contactless technology, and the EMV microchip for enhanced security.
Each ALEC Visa® card features a 0% intro APR for 12 months on purchases and balance transfers.2
Visa® Signature Rewards
The ALEC Visa® Signature Rewards card, allows you to maximize the number of CURewards® points you earn. Receive 5,000 bonus points if you spend $1,000 within the first 90 days.
0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 16.20% — 17.20%3.
No Annual Fees
Select Rewards™ Visa®
With our ALEC Select Rewards™ Visa®, you’ll earn one CURewards® point for every dollar purchased. You might be surprised how quickly your accumulated points can become a sizable cash reward. Plus, get 2,500 bonus points if you make $500 in purchases within the first 90 days your account is opened.†
0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 14.20% — 23.20%3.
No Annual Fee
Select™ Visa®
If you carry a balance from month to month, the ALEC Select™ Visa® card can save you a lot of extra money. Over time, that’s savings you can use for other things you really want.
0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 12.20% — 21.20%3.
No Annual Fee
Student Visa®
For students looking to build credit, we offer two cards. Earn points towards cash back, merchandise and more with our Student Select Rewards™ Visa®, or enjoy our lowest rate card, our Student Select™ Visa®.
0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 16.20% — 18.20%3.
No Annual Fees
Manage Your ALEC Credit Card
Managing your card is easier than ever with our new Credit Card Valet app. Just a few of the great benefits include:
- Lock and Unlock your card at any time, for any reason.
- Report your ALEC Visa® Credit Card as lost or stolen.
- To contact Visa®, please call 866.820.5788 to report it immediately. If you are international, please contact us.
- Your ALEC Visa® card comes with worry-free protection. Should any unauthorized transactions occur on your card within the Visa® network, you’re 100 percent covered against fraudulent activity — with zero liability on your part.
- Request to have a card digitally issued to begin using it immediately within your digital wallet without having to wait for the physical card to arrive in the mail.
- Notify us of your travel plans to prevent any temporary card suspension or purchases being denied.
- ALEC wants your next trip to be as hassle-free as possible. You can notify us of your travel plans in several ways:
- Submit your travel destination and dates within Online Banking
- Add your travel destination and dates in our Credit Card Valet app
- Call 24/7 to 800.762.9988
- Send a secure message through Online Banking
- Stop by any Service Center
- ALEC wants your next trip to be as hassle-free as possible. You can notify us of your travel plans in several ways: