ALEC Select™ Visa®
Take advantage of our lowest interest rate Visa credit card.
ALEC Select Visa Benefits
0% intro APR*
Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers.1
No annual fee
We don’t charge you an annual fee to take advantage of low interest rates.
24-hour support
Get assistance at any hour of the day with 24/7 member service and support.
Enhanced security
Our cards have both a contactless option and EMV microchip security built in.
Make life a little easier and more affordable with the Select Visa.
- When you first receive your card, you’ll be able to enjoy 0% APR* for the first 12 months. During this time, you won’t receive any interest charges on your purchases or balance transfers.1
- Once your 0% APR* expires, you’ll receive a low variable APR* starting as low as 12.20% — 21.20%.2
Benefits for all ALEC Credit Cards
Auto Rental Collision Damage Waiver
Travel Accident and Baggage Delay Insurance
24-Hour Support
Travel and Emergency Services
Warranty Manager
Manage Your Credit Card
from the Palm of Your Hand.
Managing your card is easier than ever with our ALEC Mobile App. Just a few of the great benefits include:
- Lock and Unlock your card at any time, for any reason.
- Set custom alerts based on transaction types, locations, merchant types, and spending limits.
- Report your ALEC Visa Credit Card as lost or stolen.
- To contact Visa, please call 866.820.5788 to report it immediately. If you are international, please contact us.
- Your ALEC Visa card comes with worry-free protection. Should any unauthorized transactions occur on your card within the Visa network, you’re 100 percent covered against fraudulent activity — with zero liability on your part.
- Notify us of your travel plans to prevent any temporary card suspension or purchases being denied. You can notify us of your travel plans in several ways:
- Submit your travel destination and dates within Online Banking
- Add your travel destination and dates in our ALEC Mobile App
- Call 24/7 to 800.762.9988
- Send a secure message through Online Banking
- Stop by any Branch
Additional Resources:
Have questions? We're here to help.
* APR is Annual Percentage Rate. Introductory APR is for 12 months after account opening. Introductory APR not available for cash advances or for existing ALEC Visa cardholders.
1. A balance transfer fee of 2% of the amount of the transfer will apply.
2. The post-introductory APR varies by credit card and credit history. It also varies with the market based on the Prime Rate. Prime Rate is “prime” as listed in the “Money Rates” section of The Wall Street Journal from the last business day of the previous quarter. As of June 30th, 2026, the Prime Rate is 6.75%. The rate floor is 4.00%.