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HELOC - Home Equity Line of Credit

Lock in a great rate for 12 months with the ALEC Home Equity Line of Credit.

Give your money more earning power with an ALEC Variable Rate Certificate.

Variable Rate Certificate
1.98% APY*

24 Month Term

Memorial Day Triple Points

3X CURewards® Points during our Memorial Day Travel Special!

Earn a higher rate on your money while enjoying outstanding flexibility.

Money Market

up to

1.00% APY*


Student Loans

Smart College Financing - Learn more about the Smart Option Student Loan®.

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Real Estate

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Our Focus: Helping members improve their financial health

Planning for financial success isn’t always easy. ALEC provides valuable tools, content, advice and events to help 
you manage your day-to-day financial life and position yourself for a bright financial future.
Auto and Home Insurance

Save up to $509 on your auto insurance. Compare your coverage today.

529 Plans

Learn how a 529 Plan can help you plan for your child's college education.

Shared Branches

Want to conduct a transaction on your account in-person? Find over 5,000 Shared Branch locations across the U.S.