Mobile Banking
Digital Banking Made Easy
With our mobile app and mobile friendly website, banking is a pleasure and not a burden. Prioritize what matters.
Now through December 31
unwrap more this holiday season.
Use your ALEC Visa for a chance to win a monthly or weekly prize.
Money Market Accounts
let your
savings earn
you more.
Enjoy higher dividends with an ALEC Money Market.
New Autos as low as
drive home today. wait until next year to pay.
Finance with ALEC and we'll defer your payment until 2027.
digital estate
planning at
your fingertips.
Create an estate plan online to ensure your legacy is protected.
Certificate Special
don't wait for a better rate.
Choose a higher rate certificate of deposit with ALEC.
About ALEC
We're focused on your needs, not our profits.
As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.
more than just banking.
Possibilities start here
Discover the advantages of an ALEC membership, from competitive rates to personalized service, experience the benefits of joining a credit union that puts its members first. Find the tools and resources you need to make informed financial decisions and move closer to your goals. Plus, eligible new members can receive up to $3001 for joining.
Our philsophy
At ALEC, we believe our members truly appreciate the exceptional value we provide, and the honesty and sincerity with which we deliver it. Our goals are simple and transparent. We’re completely dedicated to helping you succeed financially and arming you with knowledge that helps you make the best possible financial decisions — even if it means you end up going elsewhere. It’s a philosophy that places people above profits. Which means you can depend on ALEC to work hard earning your trust, while providing unsurpassed personal service — every single day.
Bank wherever YOU are.
Over 30,000 ATMs near you.
Featured Services
Featured Products
As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.
That’s an important distinction from many other financial institutions. As a not-for-profit financial co-operative, after paying our credit union’s expenses and setting aside its mandated reserves, we return the money that’s left over right back to ALEC members.
Checking Accounts
Online Banking
Health Savings Accounts
Mortgage Loans
IRAs
Auto Loans
Credit Cards
Savings Accounts
Investments
Certificates
Have questions? We are here to help!
* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
** APY = Annual Percentage Yield is the rate that is earned if the funds are left to compound for one year. All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is the rate used to calculate the monthly dividend.
** APY = Annual Percentage Yield is the rate that is earned if the funds are left to compound for one year. All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is the rate used to calculate the monthly dividend.
1. To receive the incentive, open a new ALEC membership and a checking account, establish a $500 monthly direct deposit within 90 days of account opening and sign up for E-Statements. ALEC Rewards Checking account will receive $300. ALEC Free Checking will receive $50. Limit one incentive per first-time member. Offer valid on new memberships opened between January 1st, 2026 – December 31st, 2026. Requirements: Up to $10 in ATM fees may be refunded if the following conditions are met and a $5 monthly fee will be charged if the following conditions are not met: Total direct deposit of $500 or more deposited into their Rewards Checking account during a calendar month, enrollment in e-statements, and either 15 signature-based ALEC debit card transactions posted and settled during a calendar month, or have a combination of 5 signature-based ALEC debit card transactions or ALEC credit card transactions posted and settled during a calendar month, and an open and active qualifying ALEC loan or credit card in good standing. Any credit union loan or credit card that is not in good standing or delinquent will not meet one of these checking requirements. Limit one ALEC Rewards Checking per member.