Mobile Banking
Digital Banking Made Easy
With our mobile app and mobile friendly website, banking is a pleasure and not a burden. Prioritize what matters.
New Auto rates as low as
4.49%
APR* up to
60 months
great rates that will put you in the driver's seat.
Enjoy fast and simple financing on new and used autos.
Rates as low as
5.875%
15-Year Fixed Mortgage
0.5 points
secure a great mortgage rate today.
Borrow with confidence and save on your new home.
Rates as low as
4.99%
Introductory fixed APR* for 12 months
7.50%
Variable APR* after the intro period
home equity line of credit
make your dream home a reality.
Be entered to win a $500 Home Depot® gift card1 when you apply!
Rates up to
let your savings earn you more.
Enjoy higher dividends and flexibility with a Money Market account.
Receive up to
$300
in new member
incentives1,2
become a member today!
Join ALEC and enjoy a lifetime of exceptional benefits.
About ALEC
We're focused on your needs, not our profits.
As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.
Bank wherever YOU are.
Over 30,000 ATMs near you.
Featured Services
Featured Products
As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.
That’s an important distinction from many other financial institutions. As a not-for-profit financial co-operative, after paying our credit union’s expenses and setting aside its mandated reserves, we return the money that’s left over right back to ALEC members.
Checking Accounts
Online Banking
Health Savings Accounts
Mortgage Loans
IRAs
Auto Loans
Credit Cards
Savings Accounts
Investments
Certificates
Save With ALEC
Enjoy lower rates on loans, higher rates on savings, as well as reduced or eliminated fees when you bank with us.
Have questions? We are here to help!
* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
** APY = Annual Percentage Yield is the rate that is earned if the funds are left to compound for one year. All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is the rate used to calculate the monthly dividend.
1. Sweepstakes begins April 1st, 2025 and ends May 31st, 2025. No purchase or loan advance necessary to enter or win. Purchase does not increase your chances of winning. Limit one automatic entry per member household. Click here for complete sweepstakes rules.
2. To receive the incentive, open a new ALEC membership and a checking account, establish a $500 monthly direct deposit within 90 days of account opening and sign up for E-Statements. ALEC Rewards Checking account will receive $300. ALEC Free Checking will receive $50.
3. Limit one incentive per first-time member. Offer valid on new memberships opened between January 1st – December 31st, 2025.