Abbott Laboratories Employees Credit Union

Accelerator Certificate

1^st six months	2^nd six months	3^rd six months	4^th six months
1.50% APY*	2.50% APY*	4.50% APY*	7.50% APY*

We're offering the 24-Month Accelerator Certificate as a savings certificate. Or as an IRA — traditional, Roth or Coverdell. All with as little as a $500 deposit.

And you can withdraw money penalty-free every six months during a 10-day window**.

The ALEC Accelerator Certificate is available for a limited time from now through March 31, 2023.

* APY = Annual Percentage Yield. The blended APY is 4.00%. The APY is the rate that is earned if the funds are left to compound for 365 days. All dividends are paid monthly based on the average daily balance. Rates are subject to change monthly. This promotion may end or change at any time.

** The penalty for withdrawals outside the three window periods is a forfeiture of 180 days’ dividend on the withdrawn amount.

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