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Accelerator Certificate

line up a rate increase every six months.

1st six months2nd six months

3rd six months

4th six months
1.50% APY*2.50% APY*4.50% APY*7.50% APY*

We're offering the 24-Month Accelerator Certificate as a savings certificate. Or as an IRA — traditional, Roth or Coverdell. All with as little as a $500 deposit.

And you can withdraw money penalty-free every six months during a 10-day window**.

The ALEC Accelerator Certificate is available for a limited time from now through March 31, 2023.


* APY = Annual Percentage Yield. The blended APY is 4.00%. The APY is the rate that is earned if the funds are left to compound for 365 days. All dividends are paid monthly based on the average daily balance. Rates are subject to change monthly. This promotion may end or change at any time.
** The penalty for withdrawals outside the three window periods is a forfeiture of 180 days’ dividend on the withdrawn amount.
About ALEC

We're focused on your needs, not our profits.

As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.

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As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.

That’s an important distinction from many other financial institutions. As a not-for-profit financial co-operative, after paying our credit union’s expenses and setting aside its mandated reserves, we return the money that’s left over right back to ALEC members.

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