We’re with you when you need to finance a major purchase.
ALEC Personal Loan highlights:
No application fees
Sometimes, getting a small loan can make a big difference.
For many people, taking out a loan is an attractive way to make a major purchase. Pay an unexpected expense. Undertake a special project. Consolidate other higher-rate debt. Or finance any other personal need or want.
ALEC Personal Loans offer the assurance of having a fixed rate for a fixed term. So you’ll make the same predictable payment each month. As an unsecured loan, no collateral is required. And our experienced loan representatives are dedicated to providing you unsurpassed personal service.
Personal Loan Rates
|Loan Terms||APR* as low as 1|
Personal Loan FAQs
A personal loan is an unsecured, fixed-rate loan for a set amount and term. A personal line of credit is an unsecured, variable-rate and open-ended credit line that you can use over and over again. You can pay it off and then use the open credit line for other expenses or project.
You can close on your Personal Loan or Personal Line of Credit in as little as 2–3 days.
Ways to safeguard your loan.
Credit Life & Disability Protection
Two affordable plans designed to ease the financial burden in cases of injury, illness, or death.
Debt Management Services
If you feel like you need help handling your debt load, we can help you quickly start to turn things around.