Skip navigation and go to page content
Join-People-Oriented

join us today

Join ALEC today to enjoy a lifetime of exceptional benefits.

Join ALEC today and get up to $300.

ALEC is here to help improve your financial life by ensuring you and your family make the most of your time and money with financial benefits and personalized service no bank can touch. Some ALEC benefits include:

  • $300* in new member incentives
  • 24/7 member service
  • 0% APR^ introductory APR on any ALEC Visa® card
  • 30,000+ surcharge-free ATMs nationwide

* To receive the incentive, open a new ALEC membership and a checking account, establish a $500 monthly direct deposit within 90 days of account opening and sign up for E-Statements. ALEC Rewards Checking account will receive $300. ALEC Free Checking will receive $50.
^ APR = Annual Percentage Rate. 0% APR on purchases is valid the first 12 months the account is open. Rate then reverts to assigned variable account rate. All credit cards subject to approval. Limit one incentive per first-time member. Offer valid on new memberships opened between August 1 - November 30, 2022.
As a member of ALEC, you’ll enjoy an outstanding selection of financial products, services, great rates, and lower fees — along with our commitment to provide you the very best personalized service.
Best of all, you can take advantage of everything ALEC offers for as long as you wish — even if you move, change jobs or retire.

Membership in ALEC is available to:

Eligible family members include:

  • Spouses
  • Domestic Partners
  • Parents
  • Children
  • Legal Dependents
  • Siblings
  • Grandchildren
  • Grandparents
  • Cousins
  • Uncles
  • Aunts
  • Nephews
  • Nieces
  • In-Laws
Featured Services

Featured Products

As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.

That’s an important distinction from many other financial institutions. As a not-for-profit financial co-operative, after paying our credit union’s expenses and setting aside its mandated reserves, we return the money that’s left over right back to ALEC members.

Checking Accounts
Online & Mobile Banking
Auto Loans
Health Savings Accounts
IRAs
Mortgage Loans
Credit Cards
Certificates

Membership FAQ

Are you switching from another financial institution?

The sooner you move over to ALEC, the more you can begin to save. To streamline the process and make it easier for you, we’ve put together an ALEC Switch Kit. Our Switch Kit is an extremely helpful way to put your accounts and recurring services in order, notify your other financial institution(s) and track your changes.

What are other application options?

We’re making it even easier to join ALEC.

  1. If you would rather start your membership in person, you can visit any of our ALEC Service Centers, We’ll be glad to get you started.
  2. You can also complete a membership application. Then mail the application in with a $5 savings deposit and a copy of a valid driver’s license or other government-issued ID.
    Mailing Address:
    ALEC
    ATTN: New Accounts
    325 Tri-State Parkway
    Gurnee, IL 60031-5280
Can I add a beneficiary?

Yes, you can add a beneficiary to your ALEC account. You can do this online, stop by any ALEC Service Center, or by calling us 24/7 at 800.762.9988. If you elect to complete a paper membership application to open your account, please complete the beneficiary section.

Can I have my account titled in my trust?

Yes, you can open an account at ALEC with your trust. You will be required to provide your trust documents to open your account or convert an existing account to a trust.

How do I refer a family member to ALEC?

To refer a family member to ALEC, simply complete the secure referral form on our website. After we receive your completed form, we will contact your family member to establish their membership. You can also encourage your family members to join online, visit an ALEC Service Center or contacting us at 800.762.9988.