ALEC student Visa®
Two credit cards for college students that get high marks.
ALEC Student Visa® Benefits
0% intro APR
Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers.**
No annual fee
We don’t charge you an annual fee to take advantage of low interest rates.
Get assistance at any hour of the day with 24/7 member service and support.
Our cards have both a contactless option and EMV microchip security built in.
Our Student Visa® cards come with a low rate and low spending limit to help establish and build credit.
College students deserve a great deal of credit, and a great deal on credit.
Student Select™ Visa®
- When you first receive your card, you’ll be able to enjoy 0% APR* for the first 12 months. During this time, you won’t receive any interest charges on your purchases or balance transfers.
- Once your 0% APR expires, you’ll receive a low variable APR* as low as 16.20%3.
Student Select Rewards™ Visa®
- When you first receive your card, you’ll be able to enjoy 0% APR* for the first 12 months. During this time, you won’t receive any interest charges on your purchases or balance transfers.**
- Once your 0% APR* expires, you’ll receive a low variable APR* as low as 18.20%3.
- Earn 1 point for each dollar spent on all purchases.†
- Redeem points for cash back, travel, merchandise, and gift card rewards.
- Earn extra points at participating local and national merchants through CURewards® Mall — online or in store.
- Redeem your points for valuable merchandise, travel awards and gift cards at national merchants.
Included With All Cards
Auto Rental Collision Damage Waiver
Travel Accident and Baggage Delay Insurance
Travel and Emergency Services
Online Account Access
Manage Your ALEC Credit Card
Managing your card is easier than ever with our new Credit Card Valet app. Just a few of the great benefits include:
- Lock and Unlock your card at any time, for any reason.
- Report your ALEC Visa® Credit Card as lost or stolen.
- To contact Visa®, please call 866.820.5788 to report it immediately. If you are international, please contact us.
- Your ALEC Visa® card comes with worry-free protection. Should any unauthorized transactions occur on your card within the Visa® network, you’re 100 percent covered against fraudulent activity — with zero liability on your part.
- Notify us of your travel plans to prevent any temporary card suspension or purchases being denied.
- ALEC wants your next trip to be as hassle-free as possible. You can notify us of your travel plans in several ways:
Payments & Money Movement
Our online and mobile banking options let you easily make payments and move your money.