If you’re not carrying an ALEC Visa card, you’re missing out. Because with an exceptional 12-month, no-interest APR1, you could be saving lots of money.
 
Choose from Visa cards featuring different privileges — all with no annual fees, 24/7 fraud monitoring and the EMV microchip for enhanced security.
 
Each ALEC Visa card features a 0% intro APR for 12 months on purchases and balance transfers.2
 
Select™ Visa®
Our lowest rate card, perfect if you tend to carry balances over time.
After intro rate period, 7.95% - 16.95% variable APR.3
 
Select Rewards™ Visa®
Earn rewards points for every dollar spent, then redeem them for cash back, merchandise, travel awards or gift cards.
After intro rate period, 9.95% - 18.95% variable APR.3
 
Visa® Signature Rewards
Our premium credit card features maximum points-earning opportunities, concierge services and lifestyle benefits.
After intro rate period, 11.95% to 12.95%. variable APR.3
 
 
1 APR is Annual Percentage Rate. Introductory APR is for 12 months after account opening. Introductory APR not available for cash advances or for existing ALEC Visa cardholders.
2 A balance transfer fee of 2% of the amount of the transfer will apply.
3 The post-introductory APR varies by credit card and credit history. It also varies with the market based on the Prime Rate. Prime Rate is “prime” as listed in the “Money Rates” section of The Wall Street Journal from the last business day of the previous quarter. As of March 31, 2020, Prime is 3.25%.