If you’re not carrying an ALEC Visa® card, you’re missing out. Because with an exceptional 12-month, 0% introductory APR1 credit card, you could be saving lots of money.

Choose from three Visa® cards featuring different privileges — all with no annual fees, 24/7 fraud monitoring, contactless technology, and the EMV microchip for enhanced security.

Each ALEC Visa® card features a 0% intro APR for 12 months on purchases and balance transfers.2

  Select™ Visa®

 ALEC Select Visa Credit Card
Lowest rate card.

If you carry a balance from month to month, the ALEC Select™ Visa® card can save you a lot of extra money. Over time, that’s savings you can use for other things you really want.

No annual or inactivity fees

0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 7.95% - 16.95%.


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Select Rewards™ Visa®

 ALEC Select Rewards Visa Credit Card
Points for every dollar spent.

With our ALEC Select Rewards™ Visa®, you’ll earn one CURewards® point for every dollar purchased. You might be surprised how quickly your accumulated points can become a sizable cash reward.

No annual or inactivity fees

0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 9.95% - 18.95%.


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Visa® Signature Rewards

 ALEC Visa Signature Credit Card
Maximum reward opportunities.

The ALEC Visa® Signature Rewards card allows you to maximize the number of CURewards® points you earn. Receive 5,000 bonus points if you spend $1,000 within the first 90 days.

No annual or inactivity fees

0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 11.95% or 12.95%.


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1 APR is Annual Percentage Rate. Introductory APR is for 12 months after account opening. Introductory APR is not available for cash advances or for existing ALEC Visa® cardholders.

2 A balance transfer fee of 2% of the amount of the transfer will apply.

3 The post-introductory APR varies by credit card and credit history. It also varies with the market based on the Prime Rate. Prime Rate is “prime” as listed in the “Money Rates” section of The Wall Street Journal from the last business day of the previous quarter. As of September 30, 2021, Prime is 3.25%.