The easy, fun way to turn the dollars you spend into fabulous freebies.

Chances are, you try to make the money you earn go further. At ALEC, we have a way to make the dollars you spend go further, too.

With our Select Rewards™ Visa® and Visa® Signature Rewards credit cards, you accumulate points for the dollars you spend with them. You’ll earn at least one point for every $1 you spend — and in some cases, more than one point.

When you’re ready, you can redeem your points for valuable rewards. Redemptions start at just 2,500 points.

Plus both cards come with a special bonus points offer when you open the account. Click on the card names above for details.

Rewards Categories

  • Travel Rewards — Airline flights, hotel stays, car rentals and cruise vacations
  • Valuable Merchandise — Appliances, jewelry, electronics, household goods
  • Cash Back — Redeem your points for cash*
  • Visa® Gift Cards at merchants the world over

Card Highlights

Each card comes with unique features, so you can choose the rewards structure that’s more appealing and fits your lifestyle.

Select Rewards™ Visa®

  • Lower APR than Signature Rewards card
  • Earn 1 point for each $1 spent
  • Cash back option
  • Redeem for travel, merchandise and gift cards or cash back
  • EMV chip technology for enhanced security

Visa® Signature Rewards

  • Earn 1 point for each $1 spent on everyday purchases
  • Earn 1.5 points for each $1 spent on travel and hotels
  • Earn 2 points for each $1 spent on fine dining and restaurants
  • Redeem for travel, merchandise and gift cards (no cash back option)
  • EMV chip technology for enhanced security

CURewards® Mall

Score more points when shopping online with an outstanding collection of retailers and merchants.

A distinguished group of companies, including many nationally renowned brands, have partnered with CURewards® to offer additional points when you purchase their offerings online.

And it’s amazingly easy to earn extra points. Simply visit the CURewards® website and click on a participating retailer link. Then use your ALEC Select Rewards™ Visa® or Visa® Signature Rewards card at checkout.

How to redeem your rewards points.

  • Log in to Online Banking using your username and password
  • Select your credit card account to redeem your rewards points
  • Or visit and log on using a separate username and password
  • For travel awards, call the CURewards® travel agency at 800.900.6160
  • For merchandise awards, complete and return the order form at You’ll receive your reward within four to six weeks.

So make every dollar count more. Apply today for an ALEC Select Rewards™ Visa® or Visa® Signature® Rewards that can pay you back in all kinds of exciting ways.

* CURewards® points to cash-back option available on Select Rewards™ Visa® only. Maximum $250 cash award annually.