recreational vehicle loans
rev up your travel plans this summer with an RV Loan from ALEC
summer is all about recreation.
Whether you want a land-based RV, motorcycles and ATVS, or waterborne jet skis and boats, ALEC can shift your passions into high gear and help you live your adventures to the fullest.
ALEC RV Loans Feature:
- Rates as low as 4.99% APR*,1 for up to 60 months.
- Great rates on other terms.
- Better than dealer pricing on RV loan protection products.
- Fast approvals when you apply online.
- Up to 0.50% discount off our current rates.2
- Easy payment methods and no prepayment penalty
Apply online or through the ALEC Mobile app. You can also visit an ALEC Branch or call us 24/7 at 800.762.9988.
The financing to fuel your passion.
If you’re a great outdoors enthusiast, fun comes in all kinds of motorized forms — from land-based RVs, motorcycles and ATVs, to waterborne jet skis and boats.
At ALEC, we encourage living life to the fullest. This is one of the reasons we offer loans that can turn your particular passion into a reality.
Check Rates
Loan Discount2
Up to 125% Financing2
Flexible Terms
Rates as low as
4.99%
APR* up to
60 months
The Benefits of our Recreational Vehicle Loans
Competitive Low Rates
Up to 0.50% Loan Discount2
Instant Approval3
Terms up to 240 months4
24/7 online and phone support
No Prepayment Penalties5
Special ways to safeguard your recreational vehicle. And your loan.
Have questions? We're here to help.
* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
1. Your rate may be higher depending on your credit history, age of vehicle, term of your loan and services used. Maximum financing up to 125% MSRP for qualified borrowers.
2. ALEC members who have a current loan with ALEC and are applying for a new loan will automatically receive a 0.50% APR rate discount. New loan members who do not have any current loans with ALEC must have an ALEC Checking Account (Free or Rewards) with $500 in direct deposit per statement cycle AND be enrolled in E-Statements to be eligible for the 0.50% APR discount. Discount is not valid on credit cards, mortgage, Personal Lines of Credit and Home Equity Line of Credit.
3. All loans subject to credit approval. Rates subject to credit history, term, and other factors. Please allow up to 30 days for processing time.
4. 84-month and Extended Term Boat and RV loans are available with a minimum $50,000 loan amount.
5. Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.