The financing to fuel your passion.
If you’re a great outdoors enthusiast, fun comes in all kinds of motorized forms — from land-based RVs, motorcycles and ATVs, to waterborne jet skis and boats.
At ALEC, we encourage living life to the fullest. Which is one reason we offer loans that can transform your particular passion from dream into reality.
A recreational vehicle loan from ALEC offers you:
- Lower rates than those at most banks
- Instant approval notification when you apply online* or via the ALEC Mobile App
- Up to a 0.50% loan discount off our current rates**
- Flexible terms up to 84 months, with large purchases up to 240 months
- No prepayment penalties
- Up to 115% financing of the value of new and used vehicles and watercraft
- Easy repayment methods — via Online Banking, automatic withdrawal from ALEC Savings or Checking, or by telephone by dialing 800.762.9988, Option 2
- 24/7 online and phone support
We’ve got the right vehicle financing to fuel your passion with rates as low as
2.24% APR*
RV Loans
We’ve got you covered, whether you’re looking for a motorhome or a travel trailer.
Motorcycle Loans
Motorcycles, scooters, dirt bikes, and more. We’re here to help you hit the open road.
Boat Loans
The water is calling and we’re here to help you answer the call with the right loan option.
Snowmobile Loans
Get ready to explore those snowy terrains with the help of an ALEC loan.
ATV Loans
Start your next outdoor adventure with the help of an ATV loan from ALEC.
UTV Loans
Whether you’re hauling friends and family or equipment it’s sure to be an amazing experience.
RV Loans
We’ve got you covered, whether you’re looking for a motorhome or a travel trailer.
Motorcycle Loans
Motorcycles, scooters, dirtbikes, and more. We’re here to help you hit the open road.
Boat Loans
The water is calling and we’re here to help you answer the call with the right loan option.
Snowmobile Loans
Get ready to explore those snowy terrains with the help of an ALEC loan.
ATV Loans
Start your next outdoor adventure with the help of an ATV loan from ALEC.
UTV Loans
Whether you’re hauling friends and family or equipment it’s sure to be an amazing experience.
Enjoy The Benefits!
✔Competitive Low Rates |
✔Up to .50% Loan Discount |
✔Instant Approval |
✔Terms up to 240 months |
✔24/7 Online and Phone Support |
✔No Prepayment Penalties |
Start Your Application Today!
1
Apply Online
Quick and easy online application with instant approval.
2
Sign Your Loan
Agree to the loan amount, rates, and terms.
3
Receive Funds
Receive your funds and use them to buy your next vehicle.
Special ways to safeguard your recreational vehicle. And your loan.
Guaranteed Asset Protection
Waive all or part of your remaining loan balance in the event of an accident.
Learn More
Credit Life & Disability Protection
Two affordable plans designed to ease the financial burden on you and your family in cases of injury, illness or death.
Learn More
Auto & Home Insurance
Ease your financial burdens in the case of a serious illness or accident.
Learn More* All loans subject to credit approval.
** ALEC members will automatically earn a 0.50% APR loan discount if they are a new member applying for a loan within the first 60 days of membership OR if they are a returning ALEC loan member. Existing members that don't meet the above criteria earn the 0.50% APR discount with a $500 monthly direct deposit into an ALEC Checking account and enrollment in E-Statements.