Family vacation RV


The financing to fuel your passion.

If you’re a great outdoors enthusiast, fun comes in all kinds of motorized forms — from land-based RVs, motorcycles and ATVs, to waterborne jet skis and boats.

At ALEC, we encourage living life to the fullest. Which is one reason we offer loans that can transform your particular passion from dream into reality.

A recreational vehicle loan from ALEC offers you:

  • Lower rates than those at most banks
  • Instant approval notification when you apply online* or via the ALEC Mobile App
  • Up to a 0.50% loan discount off our current rates**
  • Flexible terms up to 84 months, with large purchases up to 240 months
  • No prepayment penalties
  • Up to 115% financing of the value of new and used vehicles and watercraft
  • Easy repayment methods — via Online Banking, automatic withdrawal from ALEC Savings or Checking, or by telephone by dialing 800.762.9988, Option 2
  • 24/7 online and phone support

We’ve got the right vehicle financing to fuel your passion with rates as low as

2.24% APR*


RV Loans

We’ve got you covered, whether you’re looking for a motorhome or a travel trailer.

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Motorcycle Loans

Motorcycles, scooters, dirt bikes, and more. We’re here to help you hit the open road.

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Boat Loans

The water is calling and we’re here to help you answer the call with the right loan option.

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Snowmobile Loans

Get ready to explore those snowy terrains with the help of an ALEC loan.

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ATV Loans

Start your next outdoor adventure with the help of an ATV loan from ALEC.

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UTV Loans

Whether you’re hauling friends and family or equipment it’s sure to be an amazing experience.

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RV Loans

We’ve got you covered, whether you’re looking for a motorhome or a travel trailer.

Pre-QualifyLearn More

Motorcycle Loans

Motorcycles, scooters, dirtbikes, and more. We’re here to help you hit the open road.

Pre-QualifyLearn More

Boat Loans

The water is calling and we’re here to help you answer the call with the right loan option.

Pre-QualifyLearn More

Snowmobile Loans

Get ready to explore those snowy terrains with the help of an ALEC loan.

Pre-QualifyLearn More

ATV Loans

Start your next outdoor adventure with the help of an ATV loan from ALEC.

Pre-QualifyLearn More

UTV Loans

Whether you’re hauling friends and family or equipment it’s sure to be an amazing experience.

Pre-QualifyLearn More


Enjoy The Benefits!


Whether you plan on traveling around the country in your motorhome or inside a cozy camper, be sure you are getting the features you deserve. Maximize your travel benefits with ALEC!


Competitive Low Rates

Up to .50% Loan Discount

Instant Approval

Terms up to 240 months

24/7 Online and Phone Support

No Prepayment Penalties



Start Your Application Today!


Step
1

Apply Online

Quick and easy online application with instant approval.

Step
2

Sign Your Loan

Agree to the loan amount, rates, and terms.

Step
3

Receive Funds

Receive your funds and use them to buy your next vehicle.

Apply Now


Special ways to safeguard your recreational vehicle. And your loan.

In addition to loans, ALEC offers other valuable services and products that can help with your purchase and ensure maximum peace of mind.

RV GAP-rv broken down on side of road

Guaranteed Asset Protection

Waive all or part of your remaining loan balance in the event of an accident.

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Credit Life and Disability Protection

Credit Life & Disability Protection

Two affordable plans designed to ease the financial burden on you and your family in cases of injury, illness or death.

Learn More
Home and Auto Insurance-couple sitting in the back of car

Auto & Home Insurance

Ease your financial burdens in the case of a serious illness or accident.

Learn More

* All loans subject to credit approval.

** ALEC members will automatically earn a 0.50% APR loan discount if they are a new member applying for a loan within the first 60 days of membership OR if they are a returning ALEC loan member. Existing members that don't meet the above criteria earn the 0.50% APR discount with a $500 monthly direct deposit into an ALEC Checking account and enrollment in E-Statements.