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ATV UTV

atv and utv loans


ATV and UTV financing options to fit your needs


Whether you want to blast through the woods on an ATV or need to haul things around with a UTV, we’ve got the perfect loan for you. With ATV or UTV financing from ALEC, you get low interest rates, flexible terms, and instant approval.

Check Rates

Loan Discount1

Up to 115% Financing2

Flexible Terms

ATV and UTV financing options to fit your needs with rates as low as

4.99%
APR* up to
60 months2

The Benefits of our ATV and UTV Loans

Competitive Low Rates

Up to 0.50% Loan Discount1

Immediate Loan Approval3

Up to 84 Month Terms4

Easy Repayment Methods

Zero Prepayment Penalties5

ATV & UTV Loan Rates

ALEC is proud to provide outstanding rates and term lengths to all members of our banking family.


TypeLoan TermAPR* as low as2
New & Used ATV & UTV
2018-2025
Up to 24 months4.49%
36 months4.49%
48 months4.99%
60 months5.24%
72 months5.49%
84 months45.99%

Start Your Application Today!

Step
1
Apply Online
Quick and easy online application with instant approval.
Step
2
Sign Your Loan
Agree to the loan amount, rates, and terms.
Step
3
Receive Funds
Receive your funds and use them to buy your next ATV or UTV.

* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
1. ALEC members who have a current loan with ALEC and are applying for a new loan will automatically receive a 0.50% APR rate discount. New loan members who do not have any current loans with ALEC must have an ALEC Checking Account (Free or Rewards) with $500 in direct deposit per statement cycle AND be enrolled in E-Statements to be eligible for the 0.50% APR discount. Discount is not valid on credit cards, mortgage, Personal Lines of Credit and Home Equity Line of Credit.
2. Your rate may be higher depending on your credit history, age of vehicle, term of your loan and services used. Maximum financing up to 115% MSRP for qualified borrowers.
3. All loans subject to credit approval. Rates subject to credit history, term, and other factors. Please allow up to 30 days for processing time.
4. 84-month and Extended Term Boat and RV loans are available with a minimum $50,000 loan amount.
5. Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.