ALEC Visa Signature Credit Card

Make your rewards points count the most

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0% intro APR

0% intro APR

Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers

Earn extra points icon

Earn more points

Earn 1-2 points for every dollar spent on travel, hotels, restaurants and everyday purchases

No annual fee icon

No annual fee

We don’t charge you an annual fee to take advantage of low interest rates

Concierge Benefits icon

Extra benefits

Enjoy complimentary 24/7 assistance with travel and entertainment planning and booking along with discounts and upgrades at various lodging locations

More about your Visa® Signature Rewards Credit Card

ALEC Visa Signature Credit Card
Maximize the CURewards® points you earn with the Visa® Signature Rewards Card.

  • Enjoy low interest rates
    • When you first receive your card you’ll be able to enjoy 0% APR* for the first 12 months. During this time you won’t receive any interest charges on your purchases or balance transfers.
    • Once your 0% APR* expires, you’ll receive a low variable APR* starting as low as 11.95 - 12.95%.

  • Earn rewards on your purchases
    • Earn 1 point for every dollar spent on everyday purchases
    • Earn 1.5 points for every dollar spent on travel and hotels
    • Earn 2 points for each dollar spent on fine dining and restaurants
    • Earn extra points at participating local and national merchants through CURewards® Mall - either online or in-store

Included With All Cards

  • red check icon Auto Rental Collision Damage Waiver
  • red check icon Travel and Emergency Services***
  • red check icon Travel Accident and Baggage Delay Insurance
  • red check icon Warranty Manager
  • red check icon 24-Hour Support
  • red check icon Online Account Access
  • red check icon Make a Payment Through Visa® Online
  • red check icon Visa® E-Statements

Apply Now

Lost or Stolen Card?

If your ALEC Visa® Credit Card or Debit Card is lost or stolen, please contact us to report it immediately.

For lost or stolen Visa® Credit Cards, please call 800.449.7728.

For lost or stolen Debit Cards, please call 800.472.3272.

If you are international, please contact us.


* APR = Annual Percentage Rate. 0% APR on purchases and balance transfers valid the first 12 months the account is open. Rate then reverts to assigned variable account rate. All credit cards subject to approval.

** All balance transfers are subject to a 2% balance transfer fee.

*** Notifying us of your travel plans will prevent any temporary card suspension or purchases being denied.

† Bonus points will be posted on your first statement after meeting the requirement. If the total posted transactions are not met within 90 days of account opening, no bonus points are awarded. All credit cards must be in good standing at time of posting. Bonus points are not transferable.

Visa® Credit Card Agreement

Visa® Application and Solicitation Disclosure