Mobile Banking
Digital Banking Made Easy
With our mobile app and mobile friendly website, banking is a pleasure and not a burden. Prioritize what matters.
Rates as low as
7.99%
APR* for
36 months
personal lending that works
for you.
A personal loan is a great option for the cash you need.
protect what matters with Digital Estate Planning.
Easily create trusts and wills at your fingertips.
Rates as low as
5.25%
APR* 15-Year Fixed Mortgage
0.5 points
your future home is waiting. let's make it yours
Dream home or first home, borrow with confidence.
Each student was awarded a
$2,000
college
scholarship
announcing
the 2025 ALEC
Bright Future Scholarship winners!
Money Market rates at
2.30%
APY** on balances of
$100,000 or more
high yields.
low hassle.
The right blend of flexibility and rate.
About ALEC
We're focused on your needs, not our profits.
As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.
Bank wherever YOU are.
Over 30,000 ATMs near you.
Featured Services
Featured Products
As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.
That’s an important distinction from many other financial institutions. As a not-for-profit financial co-operative, after paying our credit union’s expenses and setting aside its mandated reserves, we return the money that’s left over right back to ALEC members.
Checking Accounts
Online Banking
Health Savings Accounts
Mortgage Loans
IRAs
Auto Loans
Credit Cards
Savings Accounts
Investments
Certificates
Save With ALEC
Enjoy lower rates on loans, higher rates on savings, as well as reduced or eliminated fees when you bank with us.
Have questions? We are here to help!
* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
** APY = Annual Percentage Yield is the rate that is earned if the funds are left to compound for one year. All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is the rate used to calculate the monthly dividend.
** APY = Annual Percentage Yield is the rate that is earned if the funds are left to compound for one year. All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is the rate used to calculate the monthly dividend.