personal loan options
ALEC makes it easy to find a great loan that fits your needs.
Personal Loan or Personal Line of Credit?
Each has its advantages. While a personal loan is a great choice if you’re making a large, one-time purchase, a personal line of credit is ideal if you’re looking for a renewable source of loan funds that are instantly available.
A personal loan from ALEC offers you:
Fixed rate, fixed term, with predictable monthly payments.
personal line of credit
The flexibility to borrow whenever you want, in incremental amounts.
Flexible Loan Terms
24/7 Online and phone support
Loan Discounts Available**
We offer special ways to safeguard your loan
In addition to loans, ALEC offers other valuable services and products to protect your loan.
Credit Life & Disability Protection
Two affordable plans designed to ease the financial burden in cases of injury, illness, or death.
Debt Management Services
If you feel like you need help handling your debt load, we can help you quickly start to turn things around.