a boat in open water cruising off into a golden sunset

Whether you want to buy a snowmobile to play in the snow or use it for winter travel, we’ve got the perfect loan for you. Our snowmobile loans come with great rates, flexible terms, and instant approval.

With a snowmobile loan from ALEC, every day can be a snow day.

Snowmobile financing to fuel your passion with rates as low as

2.74% APR*

The Benefits of our Snowmobile Loans

ALEC offers exceptional snowmobile loan rates and outstanding benefits. See how financing your snowmobile with us can get you closer to your goals.

Competitive Low Rates

Up to 0.50% Loan Discount**

Immediate Loan Approval*

Up to 84 Month Terms***

24/7 Online and Phone Support

Zero Prepayment Penalties

Snowmobile Loan Rates

ALEC is proud to provide outstanding rates and term lengths to all members of our banking family.

Type Loan Terms APR* as low as

New & Used Snowmobiles

Up to 24 months


36 months


48 months


60 months


72 months


84 months***


Start Your Application Today!


Apply Online

Quick and easy online application with instant approval.


Sign Your Loan

Agree to the loan amount, rates, and terms.


Receive Funds

Receive your funds and use them to buy your next vehicle.

Apply Now

Essential Ways to Safeguard Your Snowmobile

ALEC is proud to offer additional coverage options that protect your recent purchase from unforeseen accidents, damages, and natural disasters. Get the peace of mind you need with a little help from our team.

Credit Life & Disability Protection

Two affordable plans designed to ease the financial burden on you and your family in cases of injury, illness, or death.

Guaranteed Asset Protection

Waive all or part of your remaining loan balance in the event of an accident.

Auto & Home Insurance

Great insurance for your vehicle and home--with exceptional savings.

* All loans subject to credit approval.

** ALEC members will automatically earn a 0.50% APR loan discount if they are a new member applying for a loan within the first 60 days of membership OR if they are a returning ALEC loan member. Existing members that don't meet the above criteria earn the 0.50% APR discount with a $500 monthly direct deposit into an ALEC Checking account and enrollment in E-Statements.

*** 84 month loans are available with a minimum $25,000 loan amount.