a recreational vehicle crossing water on a highway under blue skies

Campers and motorhomes and pop-ups, oh my! Recreational Vehicle loans from ALEC ensure that each new adventure will only be a few short miles away.

Drive, park, and camp on your terms with financing solutions that serve every angle.

We’ve got the right RV financing to fuel your passion with rates as low as

3.74% APR*

Enjoy The Benefits!

Whether you plan on traveling around the country in your motorhome or inside a cozy camper, be sure you are getting the features you deserve. Maximize your travel benefits with ALEC!

Competitive Low Rates

Up to .50% Loan Discount**

Instant Approval

Terms up to 240 months***

24/7 Online and Phone Support

No Prepayment Penalties

RV Loan Rates

ALEC is proud to provide outstanding rates and term lengths to all members of our banking family.

Type Loan Terms APR* as low as

New & Used RVs

Up to 24 months


36 months


48 months


60 months


72 months


84 months***


Extended Term RVs***

2015 - 2022

120 months


180 months


240 months


Start Your Application Today!


Apply Online

Quick and easy online application with instant approval.


Sign Your Loan

Agree to the loan amount, rates, and terms.


Receive Funds

Receive your funds and use them to buy your next vehicle.

Apply Now

Special ways to safeguard your Recreational Vehicle. And your loan.

Purchasing a Recreational Vehicle is a big investment. ALEC’s partner companies make sure that it (and you) are protected in every possible way. Provide yourself with peace of mind through additional insurance coverage.

Credit Life & Disability Protection

Two affordable plans designed to ease the financial burden on you and your family in cases of injury, illness, or death.

Guaranteed Asset Protection

Waive all or part of your remaining loan balance in the event of an accident.

Auto & Home Insurance

Great insurance for your vehicle and home--with exceptional savings.

* APR = Annual Percentage Rate. All loans subject to credit approval. Rates can change daily.

** ALEC members will automatically earn a 0.50% APR loan discount if they are a new member applying for a loan within the first 60 days of membership OR if they are a returning ALEC loan member. Existing members that don't meet the above criteria earn the 0.50% APR discount with a $500 monthly direct deposit into an ALEC Checking account and enrollment in E-Statements.

*** 84 month and Extended Term RV loans are available with a minimum $25,000 loan amount.