Motorcycle Loans and Financing-a man on a motorcycle riding on an open highway

Financing that makes every day feel like the weekend.

Life is something worth celebrating, which is why motorcycle loans from ALEC are built to maximize fun without skimping on substance. With more options than ever before, you can take control of your own destiny with rates designed to make you smile.

We’ve got the right motorcycle financing to fuel your passion with rates as low as

3.74% APR*

Enjoy The Benefits!

ALEC offers amazing motorcycle loan rates and outstanding benefits all rolled up in one. Explore how financing your next ride with us can get you closer to your goals.

Competitive Low Rates

Up to 0.50% Loan Discount**

Immediate Loan Approval*

Up to 84 Month Terms***

24/7 Online and Phone Support

Zero Prepayment Penalties

Motorcycle Loan Rates

ALEC is proud to provide outstanding rates and term lengths to all members of our banking family.

Type Loan Terms APR* as low as

New & Used Motorcycles

2015 - 2022

Up to 24 months


36 months


48 months


60 months


72 months


84 months***


Start Your Application Today!


Apply Online

Quick and easy online application with instant approval.


Sign Your Loan

Agree to the loan amount, rates, and terms.


Receive Funds

Receive your funds and use them to buy your next motorcycle.

Apply Now

Special ways to safeguard your motorcycle. And your loan.

Additional insurance protection from ALEC may be exactly what you need to keep your motorcycle loan safe from the unexpected.

Credit Life & Disability Protection

Two affordable plans designed to ease the financial burden on you and your family in cases of injury, illness, or death.

Guaranteed Asset Protection

Waive all or part of your remaining loan balance in the event of an accident.

Auto & Home Insurance

Great insurance for your vehicle and home--with exceptional savings.

* All loans subject to credit approval.

** ALEC members will automatically earn a 0.50% APR loan discount if they are a new member applying for a loan within the first 60 days of membership OR if they are a returning ALEC loan member. Existing members that don't meet the above criteria earn the 0.50% APR discount with a $500 monthly direct deposit into an ALEC Checking account and enrollment in E-Statements.

*** 84 month loans are available with a minimum $25,000 loan amount.