Visa Zero Percent

 

If you’re not carrying an ALEC Visa card, you’re missing out.

 

Apply Now

 

 

If you’re not carrying an ALEC Visa card, you’re missing out. Because with an exceptional 12-month, no-interest APR1, you could be saving lots of money.
 
Choose from Visa cards featuring different privileges — all with no annual fees, 24/7 fraud monitoring and the EMV microchip for enhanced security.
 
Each ALEC Visa card features a 0% intro APR for 12 months on purchases and balance transfers.2
 

  Select™ Visa®

 Select Visa
Lowest rate card. 

If you carry a balance from month to month, the ALEC Select™ Visa® card can save you a lot of extra money. Over time, that’s savings you can use for other things you really want.

No annual or inactivity fees

0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 7.95% - 16.95%.

 
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Select Rewards™ Visa®

 Select Rewards Visa
Points for every dollar spent. 

With our ALEC Select Rewards™ Visa®, you’ll earn one CURewards® point for every dollar purchased. You might be surprised how quickly your accumulated points can become a sizable cash reward.

No annual or inactivity fees

0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 9.95% - 18.95%.

 
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Visa® Signature Rewards

 Signature Rewards Visa
Maximum reward opportunities. 

The ALEC Visa® Signature Rewards card, allows you to maximize the number of CURewards® points you earn. Receive 5,000 bonus points if you spend $1,000 within the first 90 days.

No annual or inactivity fees

0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 11.95% to 12.95%

 
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Student Visa®

 Select Visa
Credit options just for students. 

For students looking to build credit, we offer two cards. Earn points towards cash back, merchandise and more with our Student Select Rewards Visa®, or enjoy our lowest rate card, our Student Select Visa®.

No annual or inactivity fees

0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 11.95% - 13.95%.

 
Apply Now

 

LOST OR STOLEN CARDS?

If your ALEC Visa Credit Card or Debit Card is lost or stolen, please contact us to report it immediately.

  • For lost or stolen Visa Credit Card, please call 800.449.7728.
  • For lost or stolen Debit Card, please call 800.472.3272.
  • If you are international, please click here.

 

1 APR is Annual Percentage Rate. Introductory APR is for 12 months after account opening. Introductory APR not available for cash advances or for existing ALEC Visa cardholders.
2 A balance transfer fee of 2% of the amount of the transfer will apply.
3 The post-introductory APR varies by credit card and credit history. It also varies with the market based on the Prime Rate. Prime Rate is “prime” as listed in the “Money Rates” section of The Wall Street Journal from the last business day of the previous quarter. As of September 30, 2020, Prime is 3.25%.