Happy Asian family playing together on sofa in home living room-Visa Zero Percent


If you’re not carrying an ALEC Visa® card, you’re missing out.


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If you’re not carrying an ALEC Visa® card, you’re missing out. Because with an exceptional 12-month, no-interest APR1, you could be saving lots of money.

Choose from Visa® cards featuring different privileges — all with no annual fees, 24/7 fraud monitoring, contactless technology, and the EMV microchip for enhanced security.

Each ALEC Visa® card features a 0% intro APR for 12 months on purchases and balance transfers.2

Land a grand by using your ALEC Visa® card this summer. For more details, visit Visa® Credit Card Pay Off.

  Select™ Visa®


ALEC Select Visa Credit Card

Lowest rate card.

If you carry a balance from month to month, the ALEC Select™ Visa® card can save you a lot of extra money. Over time, that’s savings you can use for other things you really want.


No annual or inactivity fees

0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 7.95% - 16.95%3.


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Select Rewards™ Visa®


ALEC Select Rewards Visa Credit Card

Points for every dollar spent.

With our ALEC Select Rewards™ Visa®, you’ll earn one CURewards® point for every dollar purchased. You might be surprised how quickly your accumulated points can become a sizable cash reward.


No annual or inactivity fees

0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 9.95% - 18.95%3.


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Visa® Signature Rewards


ALEC Visa Signature Credit Card

Maximum reward opportunities.

The ALEC Visa® Signature Rewards card, allows you to maximize the number of CURewards® points you earn. Receive 5,000 bonus points if you spend $1,000 within the first 90 days.


No annual or inactivity fees

0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 11.95% to 12.95%3.


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Student Visa®


ALEC Student Select Visa Credit Card

Credit options just for students.

For students looking to build credit, we offer two cards. Earn points towards cash back, merchandise and more with our Student Select Rewards™ Visa®, or enjoy our lowest rate card, our Student Select™ Visa®.

No annual or inactivity fees

0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 11.95% - 13.95%3.


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LOST OR STOLEN CARDS?

If your ALEC Visa® Credit Card or Debit Card is lost or stolen, please contact us to report it immediately.


Other Card Services:
Notify us of your travel plans will prevent any temporary card suspension or purchases being denied.

1 APR is Annual Percentage Rate. Introductory APR is for 12 months after account opening. Introductory APR not available for cash advances or for existing ALEC Visa® cardholders.
2 A balance transfer fee of 2% of the amount of the transfer will apply.
3 The post-introductory APR varies by credit card and credit history. It also varies with the market based on the Prime Rate. Prime Rate is “prime” as listed in the “Money Rates” section of The Wall Street Journal from the last business day of the previous quarter. As of June 30, 2021, Prime is 3.25%.