Save all year by transferring balances to your ALEC Visa® card.

ALEC is dedicated to helping members like you be smart with finances. So why pay high interest rates on credit cards when you can have 1.95% APR* throughout 2021?

Simply transfer your balances from other credit cards to an ALEC Visa® card to receive:

  • 1.95% APR* on balance transfers made from January 1 through February 28, 2021.
  • Special low rate for 12 months after the balance is transferred.
  • No balance transfer fee.

This offer is available on our ALEC Select™ Visa®, ALEC Select Rewards™ Visa® and ALEC Visa® Signature Rewards cards.

Already an ALEC Visa® cardholder? It’s easy to transfer balances from non-ALEC credit cards.

Not a cardholder yet? Apply for the ALEC Visa® card tailored to your preferences for a low rate, cash back or travel rewards.

To transfer your balance to an ALEC Visa® card, visit any ALEC Service Center or call 800.762.9988. To apply for an ALEC Visa® card, you can also go online to or use the ALEC Mobile App. It’s an easy way to help get your finances – and life – in balance.

*APR = Annual Percentage Rate. The promotional rate is valid on balance transfers made 1/1/2021 through 2/28/2021. Remaining promotional balances on the first statement after March 2022 will revert to the following: for fixed rate cards, the standard fixed rate based on the cardholder’s creditworthiness at account opening; for variable rate cards, rates are determined by adding a margin to the Prime Rate. Prime Rate is “prime” as listed in the “Money Rates” section of The Wall Street Journal from the last business day of the previous quarter. Standard variable rate is between 7.95% and 18.95% APR. Promotional rate is not valid on accounts with a current introductory offer. Balances on current ALEC Visa® cards are not eligible to be transferred to a new ALEC Visa® account and receive the promotional rate. All loans are subject to credit approval. Minimum balance transfer amount of $25.00.