Visa®
credit cards
Tap into endless possibilities.
From lower rates to better rewards, find the perfect ALEC Credit Card for you.
ALEC offers a variety of Visa cards with different features and benefits — all with no annual fees, 24/7 fraud monitoring, contactless technology, and the EMV microchip for enhanced security. Plus, each ALEC Visa card features a 0% intro APR* for 12 months on purchases and balance transfers.2
Visa Signature Rewards™
The ALEC Visa Signature Rewards card, allows you to maximize the number of CURewards points you earn. Receive 20,000 bonus points if you spend $2,000 within the first 90 days.3
Visa Signature Reward
The ALEC Visa Signature Rewards card, allows you to maximize the number of CURewards points you earn. Receive 20,000 bonus points if you spend $2,000 within the first 90 days.
0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 16.20% - 17.20%.3
No Annual Fee
Select Rewards Visa
With our ALEC Select Rewards Visa , you’ll earn one CURewards point for every dollar purchased. You might be surprised how quickly your accumulated points can become a sizable cash reward. Plus, get 10,000 bonus points if you make $1,000 in purchases within the first 90 days your account is opened.†
0% intro APR* on purchases and balance transfers2 for 12 months, then a variable APR, 14.20% — 23.20%3.
No Annual Fee
Select Visa
If you carry a balance from month to month, the ALEC Select Visa card can save you a lot of extra money. Over time, that’s savings you can use for other things you really want.
0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 12.20% — 21.20%3.
No Annual Fee
Student Select™ Visa Cards
For students looking to build credit, we offer two cards. Earn points towards cash back, merchandise and more with our Student Select Rewards Visa, or enjoy our lowest rate card, our Student Select Visa.
0% intro APR on purchases and balance transfers2 for 12 months, then a variable APR, 16.20% — 18.20%3.
No Annual Fees
Benefits for all ALEC Credit Cards
Auto Rental Collision Damage Waiver
Travel Accident and Baggage Delay Insurance
24-Hour Support
Travel and Emergency Services
Warranty Manager
Manage Your Credit Card
from the Palm of Your Hand.
Managing your card is easier than ever with our new ALEC Mobile App. Just a few of the great benefits include:
- Lock and Unlock your card at any time, for any reason.
- Set custom alerts based on transaction types, locations, merchant types, and spending limits.
- Report your ALEC Visa Credit Card as lost or stolen.
- To contact Visa, please call 866.820.5788 to report it immediately. If you are international, please contact us.
- Your ALEC Visa card comes with worry-free protection. Should any unauthorized transactions occur on your card within the Visa network, your 100 percent covered against fraudulent activity — with zero liability on your part.
- Notify us of your travel plans to prevent any temporary card suspension or purchases being denied. You can notify us of your travel plans in several ways:
- Submit your travel destination and dates within Online Banking.
- Add your travel destination and dates in our ALEC Mobile App.
- Call 24/7 to 800.762.9988.
- Send a secure message through Online Banking.
- Stop by any Branch.
