Sometimes, getting a small loan can make a big difference.
For many people, taking out a loan is an attractive way to make a major purchase. Pay an unexpected expense. Undertake a special project. Consolidate other higher-rate debt. Or finance any other personal need or want.
ALEC Personal Loans offer the assurance of having a fixed rate for a fixed term. So you’ll make the same predictable payment each month.
As an unsecured loan, no collateral is required. And our experienced loan representatives are dedicated to providing you unsurpassed personal service.
Personal Loans from ALEC feature:
- Competitive fixed rates
- Flexible terms to 60 months
- Potential for a 0.50% discount off standard loan rates*
- No application fees
- No early-repayment fees
- Convenient repayment methods, including online payments, automatic withdrawal from ALEC Savings or Checking, or by telephone
When you’re ready, so are we.
|Account Type||Loan Term||APR* as low as|
|Personal Loan||36 months||5.50 %|
|48 month||6.50 %|
|60 months||7.50 %|
Interested in saving more money? If you’re currently paying a higher rate on a loan at another financial institution, consider refinancing it.
This convenient loan comparison tool makes it easy to determine whether refinancing with ALEC makes sense for you.
Loan Saver® allows you to enter your current information, and then shows you how much money you could save with a loan from us.