What Can We Help You With?

At ALEC, our team is dedicated to lending a hand to our members to make the process of obtaining a used car loan as easy as possible.

What is the Auto Buying Service?

This service is designed to save you time and money when looking for a car. It’s powered by TrueCar®, our national auto purchasing partner. With the Auto Buying Service, you can find the vehicle you want, see what others have paid and enjoy guaranteed savings.*

Best of all, you’re under no obligation whatsoever to purchase.


It’s remarkably easy to buy a car. Here’s how it works:

  • Get pre-approved online for an ALEC auto loan, over the phone, or at your nearest ALEC Service Center.**
  • Visit our Auto Buying Service online, research a new car based on your preferences, search thousands of pre-owned inventories, and see prices guaranteed by the dealer.
  • Print your Guaranteed Savings Certificate, which includes a summary of your car and your dealer contact information, so you can arrange a test drive and confirm availability.
  • Present your Guaranteed Savings Certificate to your dealer for an easy and hassle-free car-buying experience.

Also, with upfront pricing from TrueCar®, you can say no to unwanted hidden surprises.


Start Shopping


Additional car buying resources

Purchasing your car is a process that we want to simplify as much as possible.

Online Auto Loan Application
Online Auto Loan Application

We offer an easy online application process to get you approved and enjoying your new car.

Apply Now
Guaranteed Asset Protection-inspection of the car after accident
Guaranteed Asset Protection

Also known as GAP coverage, this insurance covers the difference between your vehicle’s retail value and the amount you owe if your car is stolen or totaled in an accident.

Learn More
Mechanical Breakdown Protection-Adult man using jumper cables
Mechanical Breakdown Protection

This extended warranty covers expensive repairs beyond the manufacturer’s warranty period, at just a fraction of what you would pay elsewhere.

Learn More
Credit Life and Disability Protection
Credit Life & Disability Protection

We offer two protection plans that help to ease the financial hardships for you or your family in cases of injury, illness, or death.

Learn More
Auto Interest Rates-women in a convertible
Auto Loan Interest Rates

We offer low-interest rates on cars and trucks new and used.

Learn More
Auto Loan Calculator
Auto Loan Calculator

Use our calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

Learn More
Online Auto Loan Application
Online Auto Loan Application

We offer an easy online application process to get you approved and enjoying your new car.

Apply Now
Guaranteed Asset Protection-inspection of the car after accident
Guaranteed Asset Protection

Also known as GAP coverage, this insurance covers the difference between your vehicle’s retail value and the amount you owe if your car is stolen or totaled in an accident.

Learn More
Mechanical Breakdown Protection-Adult man using jumper cables
Mechanical Breakdown Protection

This extended warranty covers expensive repairs beyond the manufacturer’s warranty period, at just a fraction of what you would pay elsewhere.

Learn More
Credit Life and Disability Protection
Credit Life & Disability Protection

We offer two protection plans that help to ease the financial hardships for you or your family in cases of injury, illness, or death.

Learn More
Auto Interest Rates-women in a convertible
Auto Loan Interest Rates

We offer low-interest rates on cars and trucks new and used.

Learn More
Auto Loan Calculator
Auto Loan Calculator

Use our calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

Learn More


Ready for an exceptional car-buying experience?

Discover why the Auto Buying Service isn’t just a different way to buy a car. It’s a better way.

To get rolling, visit TrueCar®. You can also visit an ALEC Service Center or call us at 800.762.9988.


* Guaranteed Savings represents the amount a TrueCar® Certified Dealer guarantees you will save off the Manufacturer's Suggested Retail Price "MSRP" on any in-stock vehicle that is the same make, model and trim as your preferred vehicle. The Guaranteed Savings based on a vehicle without factory or dealer installed options and includes generally available manufacturer incentives. Guaranteed Savings currently not available in all states. In these instances, a "target price" is presented, which reflects a market-based example of what you can reasonably expect to pay for a vehicle configured with your desired options.

** All loans subject to credit approval.


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