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Visa® Signature Rewards


Make your rewards points count their most.

Our premium credit card, the Visa® Signature Rewards card, allows you to maximize the number of CURewards points you earn — including opportunities to earn more than one point for every dollar purchased. 

Redeem your points for a wide range of valuable rewards — including fabulous merchandise, exciting travel awards and versatile gift cards honored by the world’s most prominent merchants.


Plus, get 5,000 BONUS POINTS if you make $1,000 in purchases within the first 90 days your account is opened.†

The Visa® Signature Rewards features: 

  • Earn 1 point for each dollar spent on all everyday purchases 
  • Earn 1.5 points for each dollar spent on travel and hotels 
  • Earn 2 points for each dollar spent on fine dining and restaurants 
  • Variable APR as low as 12.45%*
  • No annual or inactivity fees 
  • No balance transfer fee 
  • EMV microchip for greatly enhanced security when used with chip-enabled terminals and ATMs 

Plus, enjoy these added benefits:

  • Signature Concierge — enjoy complimentary, 24/7 assistance with services such as travel and entertainment planning, event booking and even dinner reservations
  • Signature Lifestyle Benefits — receive complimentary discounts and upgrades at top hotels, resorts and cruise lines; enjoy access to advance ticket sales or get up close at once-in-a-lifetime sporting events; and take advantage of discounts and special offers at premium retailers
  • Earn extra points at participating local and national merchants through CURewards Mall – either online or in-store


Ready to apply? We make it fast and easy. Apply online, via the ALEC Mobile App, at any ALEC Service Center, or by phone at 800.762.9988.


View Cardholder Solicitation Application Disclosure

View Cardholder Agreement

Click here to view our current rates.


Account Type Introductory Rate APR* as low as
Select™ Visa®
1.95% APR 8.45 %
Select Rewards™ Visa®
1.95% APR 10.45 %
Visa® Signature Rewards
N/A 12.45 %

*APR Annual Percentage Rate. All credit cards subject to credit approval. See credit card application ans solicitation disclosure for rate and fee information. Bonus points will be posted on your first statement after meeting the requirement. If the total posted transactions are not met within 90 days of account opening, no bonus points are awarded. All credit cards must be in good standing at time of posting. Bonus points are not transferable. CURewards points to Cash Back option available on Select Rewards Visa only. $50 cash award for 5,000 CURewards points. Maximum $250 cash award annually. Cash advances are excluded. New Cardholders only.

A great credit card has a way of making your life a little easier. 

The Signature Rewards Visa® comes with a variety of outstanding benefits designed to save you money, provide special conveniences, and ensure maximum peace of mind.


Identity Theft Restoration Services.

Receive reimbursement, up to a maximum of $10,000, for covered expenses you incur to restore your identity as a result of a Covered Stolen Identity Event.


Auto Rental Collision Damage Waiver. 

You can deny insurance by rental agencies and still receive reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.


Travel and Emergency Services. 

This coverage includes assistance with emergency messages, emergency ticket replacement, plus medical and legal referrals, prescription help, lost luggage service and more.


Travel Accident & Baggage Delay Insurance. 

For domestic and international travel, this insurance covers accidental death and dismemberment, as well as a baggage delay benefit that reimburses you for the emergency purchase of essential items. Coverage also applies to family members if the card is used to purchase their tickets.


24-Hour Customer Service. 

Wherever you are, round-the-clock assistance is only a phone call away. 


Online Account Access.

Access your credit card information through Visa Online to check recent and pending transactions, view statements, make account inquiries, request card replacement and more. 


Make a Payment.

Make a payment through Visa Online using funds in your ALEC account, or from an account at another financial institution.


Visa E-Statements.

Receive your monthly credit card statements electronically. It's faster than paper statements sent by U.S. mail, more secure and better for the environment.


*APR = Annual Percentage Rate. All credit cards subject to credit approval.

†Bonus points will be posted on your first statement after meeting the requirement. If the total posted transactions are not met within 90 days of account opening, no bonus points are awarded. All credit cards must be in good standing at time of posting. Bonus points are not transferrable.