Young family carrying boxes into their new home found with HomeAdvantage

Buy or sell a home without stress and
receive extra cash at closing*.

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HomeAdvantage RewardUP Sweepstakes announcement
New! September 15, 2022 through January 15, 2023, you could win $1,500.

Each month, two members among all participating credit unions will be selected to win $1,500 as part of the HomeAdvantage® Reward Up Sweepstakes. This is in addition to any Cash Rewards you earn!


  • Have an approved purchase mortgage loan during the promotional period. Apply now
  • Register in the HomeAdvantage® program

There is no purchase necessary to enter. For more information, and the official rules, visit

If you are looking to sell your home, buy a home, or both, get rewarded for it!

Are you buying or selling a home? ALEC’s HomeAdvantage® program helps you find your perfect home with the help of a knowledgeable agent and get rewarded with extra cash at closing. Best of all, the service is free for members to use.

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Work with a Trusted Agent

It’s so hard to find a real estate agent who understands your needs. Thankfully, HomeAdvantage® has identified the best local agents to help you buy and sell!

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Find Your Dream Property

You can search listings and save your searches with HomeAdvantage®. And don’t miss a listing with email notifications for new properties.

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Receive Cash Rewards

When you buy or sell your home with a HomeAdvantage® real estate agent, you’ll receive a cash reward at closing - the average reward is $1,600*!

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Secure a Home Loan

Find a home loan that will meet your needs. Our home loan options are offered at great rates and come with exceptional service! Apply for a loan today.

Cash Reward Rates

The cash rewards that HomeAdvantage® users receive at closing are one reason home buyers appreciate this service. Estimate your cash reward below.

Home Sale Price Cash Rewards
$100,000 $600
$200,000 $1,200
$300,000 $1,800
$400,000 $2,400
$500,000 $3,000
$600,000 $3,600
$700,000 $4,200
$800,000 $4,800
$900,000 $5,400
$1,000,000 $6,000

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HomeAdvantage® is a service to help you search, buy, sell, and save on real estate! You can use it to find your perfect home, sell your existing home, connect with a top local agent, and save money at closing.

No! As an ALEC member, HomeAdvantage® services are available to you for free.

HomeAdvantage® support is available to you via phone at 800.203.9014, ext. 1 or email at seven days a week.

More Helpful Home Loan Resources

Does it make more sense to buy or rent?

Before looking at listings, consider whether buying or renting is a better option for you based on your finances and lifestyle.

How much house can you afford?

Once you've decided that buying is the best option for you, it’s time to determine a budget. Here are the factors you should consider.

How to sell your house fast

You don’t want your house sitting on the market. Follow our insider tips to help your house sell fast and for the best price possible.

Have questions? We're here to help.

States and/or major metropolitan areas included in the HomeAdvantage® program include: AL, AZ, CA, CO, DC, DE, FL, IL, KS, MA, MD, MI, MN, MO, NC, NH, NM, NV, NY, OH, PA, TX, VA, WI, and WV. New cities, states and real estate agents continuously join the program. If you do not see the area you’re interested in, contact HomeAdvantage® at 800.203.9014, ext. 1. Terms and disbursement of rebates vary by state.

* The HomeAdvantage® program is made available to you through a relationship between ALEC and CU Realty Services. Program rebates are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage® network of approved agents. Home buyers or sellers are not eligible for the rebate if they use an agent outside this network. Using ALEC for a mortgage is not a requirement to earn a rebate. Rebate amounts are dependent on the commissions paid to the agent. Your credit union may have specific rules on how your rebate will be paid out. Rebate incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.