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Auto & Home Insurance

ALEC offers great insurance for your car and home — at exceptional savings. 

At ALEC, we’re committed to providing a range of affordable insurance options for members, including comprehensive auto and homeowners policies.

Insurance is offered through our partnership with TruStage, which provides outstanding insurance and financial services for credit unions across the country.

TruStage features the insurance products of Liberty Mutual, a Fortune 100 company and leading national provider of financial services for over 80 years.

Through TruStage, ALEC members can take advantage of competitively priced policies that can be custom-tailored to fit their individual needs. 

Want to receive a free, no-obligation rate quote?

For auto insurance, visit TruStage. Or, to receive a quote by phone, call 855.483.2149. Be sure to say you're an ALEC member.

For homeowners insurance, visit TruStage. Or, to receive a quote by phone, call 800.813.0827. Again, be sure to identify yourself as an ALEC member.

Get a Quote

Auto Insurance

According to TruStage, members could save up to $427.96* on auto insurance. Providing a full range of flexible options, auto insurance policies include coverage for:

Bodily Injury Liability
Covers you in the event that you cause an accident in which another person is injured.

Property Damage Liability
Covers you in case your car damages someone else's property (usually this means someone else's car, but could be a fence, light post or other piece of property).

Medical Payments 
Covers certain medical expenses if any vehicle occupants are injured in an accident.

Collision Coverage 
Optional insurance that covers damage to your car caused by impact with another car or object.

Comprehensive Coverage 
Optional insurance that covers damages to your car caused by something other than a collision, such as theft, fire, etc.


Want to receive a free, no-obligation rate quote?

For auto insurance, visit TruStage. Or, to receive a quote by phone, call 855.483.2149. Be sure to say you're an ALEC member.

Get a Quote


* Figure reflects average national savings for customers who switched to the TruStage Auto Insurance Program. Based on data collected between 9/1/2012 and 8/31/2013. Individual premiums and savings will vary.

Homeowners Insurance 

Through TruStage, ALEC members can choose from a broad range of insurance options that protect against the potential damages and liability associated with your residence — whether you own or rent.

Our homeowners coverage protects your home and other structures on your property (such as a garage or tool shed) against loss from many things, including: 

  • Smoke, fire or lightning 
  • Windstorm, hail or weight of ice, snow or sleet 
  • Theft or vandalism 
  • Falling objects 
  • Freezing of a plumbing, heating, air conditioning or automatic fire-sprinkler system, or of a household appliance


Condo Insurance 

If your condo is damaged by a covered loss, you can be reimbursed for: 

  • Alterations, appliances and fixtures and improvements that are part of the building unit where you reside 
  • Property for which you are responsible under your condo association agreement 
  • Other structures such as your shed or garage


Our condo policy also protects you against many causes of loss, including: 

  • Fire, including smoke damage 
  • Windstorms, lightning, hail, ice, snow or sleet 
  • Theft, vandalism and malicious mischief


Condo Insurance with Personal Liability Coverage

Selecting a condo policy that includes personal liability coverage also covers you for: 

  • Accidental bodily injury caused by you, your immediate family living in your home and even your pets 
  • Lawsuits filed against you seeking covered damages 
  • Accidental damage you cause to someone’s property 
  • Medical bills for someone other than you or your family, who has been in an accident on your property 
  • Covered loss assessed by your condo association to each owner


Renters Insurance 

As a renter, your possessions are covered for loss due to theft, fire and some types of water damage. Plus, when you leave your home, your personal property is covered in your car, when you go on vacation, even when you're moving. 

Renters Insurance also covers you if you accidentally damage someone else's property.** Or if someone is injured in your apartment.*** 


Want to receive a free, no-obligation rate quote?

For auto insurance, visit TruStage. Or, to receive a quote by phone, call 855.483.2149. Be sure to say you're an ALEC member.

For homeowners insurance, visit TruStage. Or, to receive a quote by phone, call 800.813.0827. Again, be sure to identify yourself as an ALEC member.

Get a Quote


** Limits, terms and conditions apply.

*** Depending on the tort (grounds for a civil lawsuit) alleged.