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Mobile Banking

mobile banking

Do your banking anytime, anywhere. From the palm of your hand.

If you’re like many people, you’re constantly on the go.


With our Mobile Banking, you can handle almost any ALEC financial transaction — from just about any location you happen to be.

In an age when you can never have too much convenience in your life, Mobile Banking can save you time, keep you in constant touch with your money — and help you avoid financial hassles.

The ALEC Mobile Banking platform incorporates multiple layers of authentication to protect your account information and privacy. A personal password and phone activation code** help ensure maximum security.

With ALEC Mobile Banking, you can easily:

Access your accounts 24/7

Check account balances

View your pending transactions

Debit card controls

Retrieve check copies

Review recent account activity

Apply for a loan

Safe and secure

Debit Card Management Features

With our card management features, you can:

  • Set card controls by location, merchant type and spending limits.
  • View spending insights for a clear picture of when and where your purchases were made.
  • Lock and unlock your card anytime, for any reason.
  • Add travel plans, so you can use your card worry-free.
  • Report your card lost or stolen.
  • Easily reset your pin.
  • Quickly add your cards to your device’s digital wallet.
  • Receive transaction alerts, fight fraud, quickly reach support, and more!
Mobile Banking App

Designed to take full advantage of the built-in features of a smartphone or tablet, our mobile app offers exceptional convenience in accessing and managing your ALEC accounts from virtually anywhere.

For Android-powered smartphones, download our app from the Google Play Store by searching “ALEC Mobile Banking.”

For iPhones, search and download the ALEC Mobile Banking app from the Apple App Store.

To use Mobile Banking, you must first be enrolled in ALEC Online Banking.

Instant Balance

To use instant balance, you must first download the ALEC Mobile App. Already an ALEC Mobile Banking App user? Simply follow the below steps:

  • Click on the Instant Balance icon in the top right corner of the login page. As a first time user, you will be prompted with a pop-up screen. Please select Log in and Set Up.
  • Once you've logged into your account, select “More” from the main menu. From here, you can access Instant Balance Settings.
  • Toggle on the switch at the top of the Instant Balance Setting screen and select the accounts you would like to preview. You can preview up to 6 ALEC accounts.
  • Instant Balance is now enabled.
  • The next time you arrive at the login page, simply click on the Instant Balance icon in the top right corner of the screen.
  • Your selected account balances will appear in the pop-up screen.

For a helpful cheat sheet, read our Instant Balance FAQs.

Mobile Deposit
No time to swing by an ALEC Service Center or find an ATM? No problem.

Deposit your check simply by using your smartphone or tablet device. Sign. Snap. Send. In just moments, you're done. Fast and secure, Mobile Deposit offers exceptional ease in being able to make a deposit 24/7, practically anywhere.

It's free and easy:

  1. Choose the Deposit button in the ALEC Mobile Banking app.
  2. Sign and endorse the back of your check.
  3. Label it FOR MOBILE DEPOSIT ONLY at ALEC below your endorsement.
  4. Enter check amount.
  5. Photograph the check (front and back).
  6. Confirm your deposit.

Mobile Deposit is a feature of ALEC Mobile Banking. Mobile Deposit requires an ALEC checking account. To learn more tips and tricks, read our Mobile Deposit FAQs. To use Mobile Deposit, you must first download the ALEC mobile app.

How to download the ALEC Mobile Banking apps for mobile and tablet:

For Android-powered smartphones, download our app from the Google Play Store by searching “ALEC Mobile Banking.” For iPhones, search and download the ALEC Mobile Banking app in the Apple App Store. To use Mobile Deposit with Mobile Banking, you must first be enrolled in ALEC Online Banking.

Mobile Touch ID
Apple Touch ID in Mobile Banking

You can now enable Touch ID to allow for quick access to mobile banking using a fingerprint registered on the mobile device. How to get started:

  • Enable Apple Touch ID from the More menu. If you do not already have fingerprints registered on your device, you will be instructed to set up at least one fingerprint on the device first.
  • Once you enabled Apple Touch ID, you will be prompted for a fingerprint when the app is launched. For security reasons, you will be required to fully authenticate with your password when performing sensitive money movement transactions.
Android Fingerprint Login

As with Apple Touch ID, users can now enable Android Fingerprint Login in mobile banking to allow quick access to mobile banking using any fingerprint registered on the mobile device. Users can enable Android Fingerprint Login from the More menu. If you do not already have fingerprints registered on the device, you will be instructed to set up at least one fingerprint on the device first.

  • Once you have enabled Android Fingerprint Login, you will automatically be prompted for a fingerprint when the app is launched.
  • For security reasons, you will be required to fully authenticate with your password when performing sensitive money movement transactions.
Text Banking
Sometimes, you simply want to check the status of your account, or see if or when a transaction occurred.

Access your accounts anytime through texts, while enjoying the same high level of security as our mobile website and mobile app. Text Banking allows you to send a text to get a quick answer, no matter where you happen to be. You can:

  • Check account balances
  • Review recent activity
  • Transfer funds
  • Receive alerts

For example:

Text BAL → to get your account balance
Text HIST → to view account history
Text STOP → to stop your text banking request

Text 87431 → to get HELP within Text Banking

As an integral part of our Mobile Banking, Text Banking incorporates the same stringent safeguards to protect your account information and ensure maximum security and privacy.

How to enable Text Banking.

To use Text Banking, you must be enrolled in ALEC Online Banking. Then, enroll in Mobile Banking and sign up for the text banking option. Once you’ve selected text banking in the enrollment process, you’ll receive a text confirming your enrollment — and you can begin using text banking immediately.

Looking for an ATM or Shared Branch?

To locate an ALEC ATM, CO-OP ATM or Shared Branch near you, please visit our Locations page. Due to ALEC's partnership with CO-OP, ALEC members have access to nearly 30,000 surcharge-free ATMs and over 5,600 Shared Branch locations nationwide.

Don't have our mobile app? Download it for free.

Get it on Google Play
Download on the App Store

* ALEC does not charge a fee to use Mobile Banking. However, you should contact your mobile provider for information about fees associated with sending or receiving text messages or accessing the Internet from your mobile phone or tablet device. Message and data rates may apply.
** The personal password and phone activation code are only required for the mobile website and text banking.
iPhone® is a trademark of Apple Inc. Android is a trademark of Google Inc.