Mobile Banking; man checking his cell phone


Do your banking anytime, anywhere. From the palm of your hand.


If you’re like many people, you’re constantly on the go. With our Mobile Banking, you can handle almost any ALEC financial transaction — from just about any location you happen to be.

With ALEC Mobile Banking, you can easily:

  • Access your accounts 24/7
  • Check account balances
  • View your pending transactions
  • Make transfers between accounts
  • Deposit checks remotely with Mobile Deposit
  • Make and receive person-to-person payments
  • Pay bills
  • View your balances instantly on up to 6 ALEC accounts with Instant Balance
  • Retrieve check copies
  • Review recent account activity
  • Apply for a loan

In an age when you can never have too much convenience in your life, Mobile Banking can save you time, keep you in constant touch with your money — and help you avoid financial hassles.

First and foremost, it’s safe and secure.

The ALEC Mobile Banking platform incorporates multiple layers of authentication to protect your account information and privacy. A personal password and phone activation code** help ensure maximum security.


Designed to take full advantage of the built-in features of a smartphone or tablet, our mobile app offers exceptional convenience in accessing and managing your ALEC accounts from virtually anywhere.

For Android-powered smartphones, download our app from the Google Play Store by searching "ALEC Mobile Banking."

For iPhones, search and download the ALEC Mobile Banking app from the iTunes Store.

* To use Mobile Banking, you must first be enrolled in ALEC Online Banking. Have a question? Feel free to call us at 800.762.9988.


Google Play Store icon Apple Store icon

To use Instant Balance, you must first download the ALEC Mobile App. Already an ALEC Mobile Banking App user? Simply follow the below steps:
  • Click on the Instant Balance icon at the top right corner of the login page. As a first time user, you will be prompted with a pop-up screen. Please select Log in and Set Up.
  • Once you've logged into your account, select "More" from the main menu. From here, you can access Instant Balance Settings.
  • Toggle on the switch at the top of the Instant Balance Setting screen and select the accounts you would like to preview. You can preview up to 6 ALEC accounts.
  • Instant Balance is now enabled.
  • The next time you arrive at the login page, simply click on the Instant Balance icon at the top right corner of the screen.
  • Your selected account balances will appear in the pop-up screen.

For a helpful cheat sheet, read our Instant Balance FAQs.


Woman using her phone to take a picture of a check for Mobile Deposit

No time to swing by an ALEC Service Center or find an ATM? No problem.

Deposit your check simply by using your smartphone or tablet device. Sign. Snap. Send. In just moments, you're done.

Fast and secure, Mobile Deposit offers exceptional ease in being able to make a deposit 24/7, practically anywhere.

It's free and easy:

  1. Choose the Deposit button in the ALEC Mobile Banking app.
  2. Sign and endorse the back of your check.
  3. Label it FOR MOBILE DEPOSIT ONLY at ALEC below your endorsement.
  4. Enter check amount.
  5. Photograph the check (front and back).
  6. Confirm your deposit.

Mobile Deposit is a feature of ALEC Mobile Banking. Mobile Deposit requires an ALEC checking account. To learn more tips and tricks, read our Mobile Deposit FAQs.

To use Mobile Deposit, you must first download the ALEC mobile app*.


How to download the ALEC Mobile Banking apps for mobile and tablet:

For Android-powered smartphones, download our app from the Google Play Store by searching "ALEC Mobile Banking."

For iPhones, search and download the ALEC Mobile Banking app in the iTunes Store.

To use Mobile Deposit with Mobile Banking, you must first be enrolled in ALEC Online Banking**. Have a question? Call us at 800.762.9988.


Google Play Store icon Apple Store icon


Woman's hand is scanning biometric fingerprint for approval to access smartphone; Mobile Touch ID

Apple Touch ID in Mobile Banking

You can now enable Touch ID to allow for quick access to mobile banking using a fingerprint registered on the mobile device. How to get started:
  • Enable Apple Touch ID from the More menu. If you do not already have fingerprints registered on your device, you will be instructed to set up at least one fingerprint on the device first.
  • Once you enabled Apple Touch ID, you will be prompted for a fingerprint when the app is launched. For security reasons you will be required to fully authenticate with your password when performing sensitive money movement transactions.

Android Fingerprint Login

As with Apple Touch ID, users can now enable Android Fingerprint Login in mobile banking to allow quick access to mobile banking using any fingerprint registered on the mobile device. Users can enable Android Fingerprint Login from the More menu. If you do not already have fingerprints registered on the device, you will be instructed to set up at least one fingerprint on the device first.
  • Once you have enabled Android Fingerprint Login, you will automatically be prompted for a fingerprint when the app is launched.
  • For security reasons you will be required to fully authenticate with your password when performing sensitive money movement transactions.

Woman using her phone in cafe to conduct text banking

Sometimes, you simply want to check the status of your account, or see if or when a transaction occurred.

Access your accounts anytime through texts, while enjoying the same high level of security as our mobile website and mobile app. Text Banking allows you to send a text to get a quick answer, no matter where you happen to be. You can:

  • Check account balances
  • Review recent activity
  • Transfer funds
  • Receive alerts

For example:

Text BAL → to get your account balance

Text HIST → to view account history

Text STOP → to stop your text banking request

Text 87431 → to get HELP within Text Banking

As an integral part of our Mobile Banking, Text Banking incorporates the same stringent safeguards to protect your account information and ensure maximum security and privacy.


How to enable Text Banking.

To use Text Banking, you must be enrolled in ALEC Online Banking. If you’re not enrolled, please sign up for Online Banking.

Then, enroll in Mobile Banking and sign up for the text banking option.

Once you’ve selected text banking in the enrollment process, you’ll receive a text confirming your enrollment — and you can begin using text banking immediately.


Video - Learn about Text Banking


To locate an ALEC ATM, CO-OP ATM or Shared Branch near you, please visit our ATMs/Locations page. Due to ALEC's partnership with CO-OP, ALEC members have access to nearly 30,000 surcharge-free ATMs and over 5,600 Shared Branch locations nationwide.


Click to view our Mobile Banking Tutorial


If you have any questions regarding ALEC's Online or Mobile services, please contact us at 800.762.9988.


* ALEC does not charge a fee to use Mobile Banking. However, you should contact your mobile provider for information about fees associated with sending or receiving text messages or accessing the Internet from your mobile phone or tablet device. Message and data rates may apply.

** The personal password and phone activation code are only required for the mobile website and text banking.

View Mobile Banking Terms and Conditions

View Mobile Deposit Terms and Conditions

iPhone® is a trademark of Apple Inc.

Android™ is a trademark of Google Inc.