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Abbott Laboratories Employees Credit Union

Online Banking


Certificates of Deposit

Earn a better rate of return with an ALEC Certificate.

It's always wise to save money for an emergency or future plans and with an ALEC certificate of deposit, you can put that money to work.

But if you're keeping a high balance in a savings account, you may earn a better rate of return with an ALEC Certificate.

Arrows graphic; Accelerator Certificate

Accelerator Certificate

Open the account as a savings certificate or IRA. And you can withdraw money penalty-free every six months during a 10-day window**.

Our Accelerator Certificate keeps rewarding you:
  • 1st 6 months – 0.50% APY*
  • 2nd 6 months – 0.60% APY*
  • 3rd 6 months – 0.70% APY*
  • 4th 6 months – 2.00% APY*
  • Blended 0.95% APY*

The ALEC Accelerator Certificate is available for a limited time through March 31, 2022. For more information, visit Accelerator.

* APY = Annual Percentage Yield. The blended APY is 0.95%.
** The penalty for withdrawals outside the three window periods is a forfeiture of 180 days’ dividend on the withdrawn amount.
Fixed Rate Certificates
Earn a fixed dividend rate for a better rate of return and get the peace of mind that comes from insured security.
Choose a flexible term to meet your unique needs.
Variable Rate Certificate
Open a certificate that benefits from rising interest rates and get a higher rate than savings or money market accounts.
Earn dividends tied to the U.S. Treasury Bill.