building financial resilience
Take good care of your credit and it can help take care of you.
Smart Money U™ is the smart way to move toward your financial goals.
Credit card bills, debt, and saving may not be top of mind for you, but the financial decisions you make today will have a long-term impact on your life. Smart Money U™ will prepare you with the right skills to manage your financial future. The Smart Money U™ platform contains a myriad of valuable resources, including interactive educational videos in the ALEC Learning Lab+, financial articles, podcasts, calculators, and more.
Read one of our articles to learn tips that will help you improve your credit.
Pay Down Credit Card Debt
If you sense the monthly bill from your credit card is higher than you want it to be, you are not alone. Learn how to pay down credit card debt.
How to Rebuild Your Credit
An excellent credit score can be more precious to you than the things you want to acquire with it. But it can also be fragile and elusive. Learn how to rebuild your credit.
Get answers to your questions, so you can secure your first home loan with confidence.