ALEC Promotional Rates

Gear up for a successful start by stocking up on everything you need, and earn bonus CURewards® points while you do it. Cardholders will receive 2,000 points* when they spend $1,000 or more on eligible purchases using their ALEC Visa® credit card between July 1^st – August 31^st.

Just use your ALEC Visa® card and shop in-store or online at these retailers:

Clothing and Shoe stores
Office Supply stores
Sporting Goods stores
Electronic stores
Discount and Department stores
Bookstores (including online booksellers)

Not a cardholder yet? Apply online today by clicking the button below, give us a call at 800.762.9988, or stop by any ALEC Branch.

* Promotion is available to all new and existing ALEC Visa cardholders who are enrolled in CURewards only. Cardholder will be awarded 2,000 CURewards points when they spend $1,000 or more in eligible retail categories, including clothing stores, department stores, discount stores, office supply stores, sports stores, electronic stores and book stores. All other categories are not eligible for bonus points. The promotional period runs July 1st – August 31st 2026. Cardholders must be in good standing to be awarded. Points will be posted on the first statement following eligible transaction(s). Bonus points are not transferable. All loans subject to credit approval.

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Incredible auto loan financing for every journey.

Trust ALEC to lend a hand and make the process of obtaining a new car loan as easy possible. Limit the hassle of going to a dealership and arrive prepared with an auto loan that features flexible terms, competitive interest rates, and rapid approval.

ALEC Auto Loans feature:

Rates as low as 3.99% APR* on new autos up to 48 months and as low as 4.74% APR* on used autos up to 72 months¹
Great rates on other terms
Better than dealer pricing on auto loan protection products
Fast approvals when you apply online
Up to 0.50% discount off our current rates²
Easy payment methods and no prepayment penalty

Apply online or through the ALEC Mobile app. You can also visit an ALEC Branch or call us 24/7 at 800.762.9988.

* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
1. Advertised rate valid on New Auto Loans up to 48 months and Used Auto Loans up to 72 months opened beginning July 1st and closed by July 31st.
2. Disclosed rate includes ALEC’s 0.50% APR discount. ALEC members will automatically earn a 0.50% APR discount if they are new members applying for a loan within the first 60 days of membership or if they are a returning ALEC loan member. Existing members that do not meet the above criteria earn 0.50% APR discount with a $500 monthly direct deposit into an ALEC Checking account and enrollment in E-Statements. Maximum financial up to 125% MSRP for qualified borrowers.

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new member incentive

As the credit union that exists exclusively for Abbott and AbbVie employees, ALEC is all about helping you improve your financial life. How? By ensuring you and your family make the most of your time and money with financial benefits and personalized service no bank can touch.

$300 in new member incentives.^1,2
24/7 member service.
30,000+ surcharge-free ATMs nationwide.³
0% introductory APR^* on any ALEC Visa Card

Become a member today. Contact us 24/7 at 800.762.9988, visit any ALEC Branch, or click the apply button.

1. To receive the incentive, open a new ALEC membership and a checking account, establish a $500 monthly direct deposit within 90 days of account opening and sign up for E-Statements. ALEC Rewards Checking account will receive $300. ALEC Free Checking will receive $50.

2. Limit one incentive per first-time member. Offer valid on new memberships opened between January 1st, 2026 – August 31st, 2026.

3. Requirements: Up to $10 in ATM fees may be refunded if the following conditions are met and a $5 monthly fee will be charged if the following conditions are not met: Total direct deposit of $500 or more deposited into their Rewards Checking account during a calendar month, enrollment in e-statements, and either 15 signature-based ALEC debit card transactions posted and settled during a calendar month, or have a combination of 5 signature-based ALEC debit card transactions or ALEC credit card transactions posted and settled during a calendar month, and an open and active qualifying ALEC loan or credit card in good standing. Any credit union loan or credit card that is not in good standing or delinquent will not meet one of these checking requirements. Limit one ALEC Rewards Checking per member.

Apply today