ALEC Promotional Rates
make a resolution to consolidate and save.
Looking for a simple way to save money?
Transfer your high-interest debt to a low 3.99% APR* ALEC Visa Pay NO balance transfer fee - Enjoy this low rate for 12 months
To begin transferring your balances, stop by any ALEC Service Center or call us 24/7 at 800.762.9988.
invest in tomorrow
Line up a rate increase every six months.
We’re offering the 24-Month Accelerator Certificate as a savings certificate, HSA, or IRA – all with as little as a $500 deposit.
The ALEC Accelerator Certificate is available for a limited time through March 31, 2025. Open yours today by stopping by any ALEC Service Center or by calling us at 800.762.9988.
The smart, stress-free way to buy a car.
Find the right vehicle loan, every time with ALEC. Flexible terms, competitive interest rates, and rapid approval. ALEC can help finance whatever your car goals are.
ALEC Auto Loans feature:
- Rates as low as 4.49% APR* on new and used autos up to 36 months, and great rates on other terms
- Better than dealer pricing on auto loan protection products
- Fast approvals when you apply online
- Up to 0.50% discount off our current rates1
- Easy payment methods and no prepayment penalty
Apply online or through the ALEC Mobile app. You can also visit an ALEC Service Center or call us 24/7 at 800.762.9988.
*APR = Annual Percentage Rate. All loans subject to credit approval. All loans subject to credit approval. Your actual APR depends on credit history. Advertised rate valid on New and Used Auto Loans up to 36 months applied for beginning February 1 and closed by February 28, 2025.
1Disclosed rate includes ALEC’s 0.50% APR discount. ALEC members will automatically earn a 0.50% APR discount if they are new members applying for a loan within the first 60 days of membership OR if they are a returning ALEC loan member. Existing members that do not meet the above criteria earn 0.50% APR discount with a $500 monthly direct deposit into an ALEC Checking account and enrollment in E-Statements. Maximum financing up to 115% MSRP for qualified borrowers.
Up to $300 for new members.
As the credit union that exists exclusively for Abbott and AbbVie employees, ALEC is all about helping you improve your financial life. How? By ensuring you and your family make the most of your time and money with financial benefits and personalized service no bank can touch.
- $300* in new member incentives
- 24/7 member service
- 30,000+ surcharge-free ATMs nationwide
- 0% introductory APR^ on any ALEC Visa® Card
Become a member today. Contact us 24/7 at 800.762.9988, visit any ALEC Service Center, or click the apply button.
variable rate certificates
ALEC Variable Rate Certificates offer highly competitive rates, currently at 4.39% APY* and vary on a monthly basis with the 13-week U.S. Treasury Bill (Index + 0.15%)**. Variable rate certificates can benefit from rising interest rates, even if there’s a chance that rates could also go down. But compared to traditional savings and money market accounts, ALEC Variable Rate Certificates typically offer a higher rate of return.
ALEC Variable Rate Certificates feature:
- $500 minimum to open the account
- Available as a traditional certificate, IRA or HSA
- Term of 24 months
- Dividends tied to the U.S. Treasury Bill paid monthly
- Automatically reinvested dividends for maximum compounding
Open a certificate today by calling us at 800.762.9988 or stop by any ALEC Service Center.