Lock in a great fixed rate. And never worry about a rate change.
Want steady payments month after month, year after year? A fixed-rate mortgage ensures you’ll have the same predictable payment amount — even if interest rates skyrocket in the future.
With the assurance that your loan principal and interest will never fluctuate over the life of your loan, you’ll enjoy exceptional peace of mind — along with the ability to budget your expenses more effectively.
Features of an ALEC Fixed-Rate Mortgage:
- Competitive fixed rate
- Loans terms from 10 to 30 years
- No prepayment penalties
- Low closing costs
Great rates. Plus personalized service.
We understand that buying a home is a very special time in your life. And because it’s one of the biggest decisions you‘ll ever make, we’re committed to helping you make the right choices.
At ALEC, our experienced loan officers will meet with you to explain all your mortgage options, help you determine which best fits your needs, and guide you through every step of the home loan process.
Ready to buy a home?
ALEC makes it easy to apply for a mortgage loan. * You can visit an ALEC Service Center or contact a Mortgage Representative.
| Account Type | Loan Term | APR* as low as |
|---|---|---|
| Mortgages | - | Daily Quote |
* All loans subject to approval.
Interested in saving more money? If you’re currently paying a higher rate on a loan at another financial institution, consider refinancing it.
This convenient loan comparison tool makes it easy to determine whether refinancing with ALEC makes sense for you.