0% intro APR
Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers**
No annual fee
We don't charge you an annual fee to take advantage of low interest rates
Get assistance at any hour of the day with 24/7 member service and support
Our cards have both a contactless option and EMV microchip security built in
More about your Select™ Visa® Credit Card
Make your life a little easier - and more affordable - with the Select™ Visa® Credit Card.
- When you first receive your card, you’ll be able to enjoy 0% APR* for the first 12 months. During this time, you won’t receive any interest charges on your purchases or balance transfers.**
- Once your 0% APR expires, you’ll receive a low variable APR starting as low as 10.95 - 19.95%.
Included With All Cards
- Auto Rental Collision Damage Waiver
- Travel and Emergency Services***
- Travel Accident and Baggage Delay Insurance
- Warranty Manager
- 24-Hour Support
- Online Account Access
- Make a Payment Through Visa® Online
- Visa® E-Statements
Manage Your ALEC Credit Card
Managing your card is easier than ever with our new Credit Card Valet app. Just a few of the great benefits include:
- Lock and Unlock your card at any time, for any reason.
- Report your ALEC Visa® Credit Card as lost or stolen.
- To contact Visa®, please call 800.449.7728 to report it immediately. If you are international, please contact us.
- Your ALEC Visa® card comes with worry-free protection. Should any unauthorized transactions occur on your card within the Visa® network, you’re 100 percent covered against fraudulent activity — with zero liability on your part.
- Notify us of your travel plans to prevent any temporary card suspension or purchases being denied.
* APR = Annual Percentage Rate. 0% APR on purchases and balance transfers, valid the first 12 months the account is open. Rate then reverts to the assigned variable account rate. All credit cards subject to approval.
** All balance transfers are subject to a 2% balance transfer fee.