ALEC Visa Select Credit Card

Take advantage of our lowest interest rate Visa® credit card

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0% intro APR icon

0% intro APR

Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers**

No annual fee icon

No annual fee

We don't charge you an annual fee to take advantage of low interest rates

24-hour Customer Service icon

24-hour support

Get assistance at any hour of the day with 24/7 member service and support

Enhanced security icon

Enhanced security

Our cards have both a contactless option and EMV microchip security built in

More about your Select™ Visa® Credit Card

ALEC Visa Select Credit Card

Make your life a little easier - and more affordable - with the Select™ Visa® Credit Card.

  • When you first receive your card you’ll be able to enjoy 0% APR* for the first 12 months. During this time you won’t receive any interest charges on your purchases or balance transfers.**
  • Once your 0% APR expires, you’ll receive a low variable APR starting as low as 7.95 - 16.95%.

Included With All Cards

  • Red Check Icon Auto Rental Collision Damage Waiver
  • Red Check Icon Travel and Emergency Services***
  • Red Check Icon Travel Accident and Baggage Delay Insurance
  • Red Check Icon Warranty Manager
  • Red Check Icon 24-Hour Support
  • Red Check Icon Online Account Access
  • Red Check Icon Make a Payment Through Visa® Online
  • Red Check Icon Visa® E-Statements

Apply Now

Lost or Stolen Card?

If your ALEC Visa® Credit Card or Debit Card is lost or stolen, please contact us to report it immediately.

  • For lost or stolen Visa® Credit Cards, please call 800.449.7728.
  • For lost or stolen Debit Cards, please call 800.472.3272.
  • If you are international, please contact us.

Other Card Services:

Notifying us of your travel plans will prevent any temporary card suspension or purchases being denied.

Manage your card with our Credit Card Valet app.


* APR = Annual Percentage Rate. 0% APR on purchases and balance transfers valid the first 12 months the account is open. Rate then reverts to assigned variable account rate. All credit cards subject to approval.

** All balance transfers are subject to a 2% balance transfer fee.

Visa® Credit Card Agreement

Visa® Application and Solicitation Disclosure