0% intro APR
Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers**
No annual fee
We don't charge you an annual fee to take advantage of low interest rates
Get assistance at any hour of the day with 24/7 member service and support
Our cards have both a contactless option and EMV microchip security built in
More about your Select™ Visa® Credit Card
Make your life a little easier - and more affordable - with the Select™ Visa® Credit Card.
- When you first receive your card you’ll be able to enjoy 0% APR* for the first 12 months. During this time you won’t receive any interest charges on your purchases or balance transfers.**
- Once your 0% APR expires, you’ll receive a low variable APR starting as low as 7.95 - 16.95%.
Included With All Cards
- Auto Rental Collision Damage Waiver
- Travel and Emergency Services***
- Travel Accident and Baggage Delay Insurance
- Warranty Manager
- 24-Hour Support
- Online Account Access
- Make a Payment Through Visa® Online
- Visa® E-Statements
Lost or Stolen Card?
If your ALEC Visa® Credit Card or Debit Card is lost or stolen, please contact us to report it immediately.
- For lost or stolen Visa® Credit Cards, please call 800.449.7728.
- For lost or stolen Debit Cards, please call 800.472.3272.
- If you are international, please contact us.
Other Card Services:
Notifying us of your travel plans will prevent any temporary card suspension or purchases being denied.
Manage your card with our Credit Card Valet app.
* APR = Annual Percentage Rate. 0% APR on purchases and balance transfers valid the first 12 months the account is open. Rate then reverts to assigned variable account rate. All credit cards subject to approval.
** All balance transfers are subject to a 2% balance transfer fee.