Select Visa

Take advantage of our lowest interest rate Visa credit card

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0% intro APR

Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers**

No annual fee

We don't charge you an annual fee to take advantage of low interest rates

24-hour support

Get assistance at any hour of the day with 24/7 member service and support

Enhanced security

Our EMV microchip offers enhanced security when used with chip-enabled terminals and ATMs

More about your Select Visa Credit Card

Select Visa

Make your life a little easier - and more affordable - with the Select Visa Credit Card.

  • When you first receive your card you’ll be able to enjoy 0% APR* for the first 12 months. During this time you won’t receive any interest charges on your purchases or balance transfers.**
  • Once your 0% APR expires, you’ll receive a low variable APR starting as low as 7.95 - 16.95%.

 Included With All Cards

  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Services
  • Travel Accident and Baggage Delay Insurance
  • Warranty Manager
  • 24-Hour Support
  • Online Account Access
  • Make a Payment Through Visa Online
  • Visa E-Statements
Apply Now

 Lost or Stolen Card?


    If your ALEC Visa Credit Card or Debit Card is lost or stolen, please contact us to report it immediately.

For lost or stolen Visa Credit Cards, please call 800.449.7728.

For lost or stolen Debit Cards, please call 800.472.3272.

If you are international, please click here.



*APR = Annual Percentage Rate. 0% APR on purchases and balance transfers valid the first 12 months the account is open. Rate then reverts to assigned variable account rate. All credit cards subject to approval.  **All balance transfers are subject to a 2% balance transfer fee.