ALEC Visa Select Credit Card

Take advantage of our lowest interest rate Visa® credit card


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0% intro APR icon

0% intro APR

Take advantage of a 0% introductory APR* for the first 12 months on purchases and balance transfers**

No annual fee icon

No annual fee

We don't charge you an annual fee to take advantage of low interest rates

24-hour Customer Service icon

24-hour support

Get assistance at any hour of the day with 24/7 member service and support

Enhanced security icon

Enhanced security

Our cards have both a contactless option and EMV microchip security built in


More about your Select™ Visa® Credit Card


ALEC Visa Select Credit Card

Make your life a little easier - and more affordable - with the Select™ Visa® Credit Card.

  • When you first receive your card, you’ll be able to enjoy 0% APR* for the first 12 months. During this time, you won’t receive any interest charges on your purchases or balance transfers.**
  • Once your 0% APR expires, you’ll receive a low variable APR starting as low as 10.95 - 19.95%.

Included With All Cards

  • Red Check Icon Auto Rental Collision Damage Waiver
  • Red Check Icon Travel and Emergency Services***
  • Red Check Icon Travel Accident and Baggage Delay Insurance
  • Red Check Icon Warranty Manager
  • Red Check Icon 24-Hour Support
  • Red Check Icon Online Account Access
  • Red Check Icon Make a Payment Through Visa® Online
  • Red Check Icon Visa® E-Statements

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Manage Your ALEC Credit Card


Managing your card is easier than ever with our new Credit Card Valet app. Just a few of the great benefits include:

  • Lock and Unlock your card at any time, for any reason.
  • Report your ALEC Visa® Credit Card as lost or stolen.
    • To contact Visa®, please call 800.449.7728 to report it immediately. If you are international, please contact us.
    • Your ALEC Visa® card comes with worry-free protection. Should any unauthorized transactions occur on your card within the Visa® network, you’re 100 percent covered against fraudulent activity — with zero liability on your part.
  • Notify us of your travel plans to prevent any temporary card suspension or purchases being denied.
    • ALEC wants your next trip to be as hassle-free as possible. You can also notify us by calling 24/7 to 800.762.9988, sending a secure message through Online Banking or stopping by any Service Center.

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* APR = Annual Percentage Rate. 0% APR on purchases and balance transfers, valid the first 12 months the account is open. Rate then reverts to the assigned variable account rate. All credit cards subject to approval.

** All balance transfers are subject to a 2% balance transfer fee.