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Credit Life Protection

MEMBER'S CHOICE® Credit Life gives you an easy way to protect your loved ones from the unexpected. It reduces or pays off your outstanding loan balance, up to the policy maximum, if you were to die before paying off the loan.

MEMBER'S CHOICE® Credit Life is convenient, economical, flexible and tailored to your specific needs. It offers these advantages:

  • Reduces or pays off your covered loan balance.
  • Protects survivor's credit rating.
  • Requires no complicated enrollment forms or physical exam.
  • Offers the convenience of including premium in your loan payment.
  • Helps protect collateral against repossession.

Contact an ALEC representative for details about protecting your next loan.

Credit Disability Protection

Are you protected from the unexpected? Could you manage financially if your income was reduced or eliminated due to a disabling illness or injury? MEMBER'S CHOICE® Credit Disability protection can help. It makes your monthly loan payment, up to the policy maximum, should you become disabled due to a covered illness or injury.

MEMBER'S CHOICE® Credit Disability is convenient, economical, flexible and tailored to your specific needs. It offers these advantages:

  • Makes your covered loan payments if you become disabled.
  • Helps protect credit rating and collateral.
  • Reduces financial burden during recovery.
  • Requires no complicated enrollment forms or physical exam.
  • Offers the convenience of premium included in your loan payment.

Contact an ALEC representative for details about protecting your next loan.

Mechanical Break Down Protection (MBP)

MBP provides protection against breakdowns beyond your existing manufacture warranty. Experience worry-free driving by reducing possible out of pocket expenses. 

Get an Instant Quote    Learn more    Do you need MBP?    

Guaranteed Asset Protection GAP

GAP covers the deficiency balance on your loan in the event of a total loss. Add this additional measure of family security and reduce the possible financial burden if your vehicle is stolen or totaled. 

Get an Instant Quote     Learn more    Do you need GAP?

Apply online



Copyright 2014 Abbott Laboratories Employees Credit Union
401 N. Riverside Drive Ste 1-A Gurnee, Illinois 60031-5915
847.688.8000     800.762.9988




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