Buy a recreational vehicle. Pay for college. Take a cruise. Purchase stock. Whatever major purchase is next on your list, count on saving a whole lot with rates as low as 6.75% APR*.
We make it personal with loan options to meet your specific needs.
- Recreational Vehicle Loans
- Personal Loans
- Stock Secured Loans
- Share Certificate Loans
Lots of loan features to love:
- Fast approval*: In as little as 24 hours when you APPLY ONLINE.
- Great rates: Low, fixed rates, lower than most banks.
- Loan Discount: Save up to 0.25% off our standard loan rates**.
- Flexible terms: Whatever fits your budget best, up to 240 months on select loans.
- No application fees: Plus no fees for early repayment.
- Easy ways to pay: By mail, automatic withdrawal, phone, or online.
And guess what else
As if surprisingly low rates weren’t enough, ALEC Personalized Loans come with lots of other fantastic features.
- Personal, one-on-one service
- Free 24/7 Online Banking
- Convenient E-Statements
- Free 24/7 Telephone Banking
Saving a bundle sound good?
Check out our new Loan Saver Calculator to see how much you can save when you refinance with ALEC.
*APR=Annual Percentage Rate. All loans subject to credit approval.
**Returning loan members who have a current loan with ALEC and is applying for a new loan will automatically receive a 0.25% APR rate discount. New loan members who do not have any current loans with ALEC must have an ALEC Checking Account (Free or Rewards) with $500 in direct deposit per statement cycle AND be enrolled in E-Statements to be eligible for the 0.25% APR discount. Discount not valid on credit cards, mortgage, Rapid Refi and Home Equity Line of Credit.