Owning a home is a joy. So is saving money with the perfect home loan. Good thing ALEC offers a choice of Mortgage options with some of the best rates on the block.
Read about our options below, or jump to our Online Mortgage Center.
Your interest rate and payments never go up, just your happiness.
- Low fixed rate for the full loan term
- Set monthly payments
- Flexible terms from 10 to 30 years
Adjustable-Rate Mortgage (ARM)
More affordable payments to start out, so you keep more cash in your pocket.
- Low fixed rate for an initial term
- Rate becomes adjustable for the remaining loan term
- Adjustable rate terms from 3 to 10 years
Other home loan options
We offer a variety of additional Mortgage options to meet your specific needs. Contact an ALEC Representative today at 800.762.9988 to find the right loan for you!
Get more home for your money
Whichever home loan you choose, expect great features to save you time, money and stress.
- Convenience: Online Mortgage Center is available 24 hours a day.
- Fast, free pre-approvals: Know how much house you can afford in minutes, not days.
- Low closing costs: Save some cash first thing.
- Great rates: Save lots over the life of your loan.
- Tax advantages: Interest payments may be tax-deductible*.
- Personalized service: Experienced mortgage advisors to guide you step by step.
Ready to move or refinance?
Check out our new Loan Saver Calculator to see how much you can save when you refinance with ALEC.
All loans subject to credit approval. *Consult your tax-advisor.