Loans that make you say vroom! Got a growing family to drive around? Going hybrid? Whatever ride you’ve got your eye on, an ALEC Auto Loan will get you on the road fast at a great low rate.
Loaded with standard features:
- Fast approval: Instant approval* when you apply online.
- Great rates: Lower interest rates than most banks.
- Loan Discount: Save up to 0.25% off our standard loan rates with our Rewards Checking**.
- Flexible terms: Whatever fits your budget best, up to 84 months with no pre-payment penalty.
- Full financing: Up to 115% of the value of new and used autos.
- Easy ways to pay: By mail, automatic withdrawal, phone or online.
- 24/7 Support: By phone or online, we're always open.
Plus lots of add-ons:
- Free CarQuotes Service: No hassle, discount pricing.
- Credit Life and Disability Protection: Affordable plans to provide your family peace of mind. Learn More
- Guaranteed Asset Protection: Cover the “gap” between your vehicle’s retail value and the amount you owe if, it’s ever stolen or totaled in an accident. Learn More
- Mechanical Breakdown Protection: Valuable protection to cover expensive repairs, all at just a fraction of what you would pay elsewhere. Learn More
Boats, Jet-skis and ATVs. Motorcycles and motor homes. Our Recreational Loans will get you outward bound at an outstanding low rate.
Ready to roll?
Check out our new Loan Saver Calculator to see how much you can save when you refinance with ALEC.
*All loans subject to credit approval.
**ALEC Rewards Checking members receive a 0.25% APR rate discount off ALEC's Standard Auto Loan rates. Members with Free Checking that elect a $500 monthly direct deposit to their free checking account and automated payments for the new loan are eligible to receive a 0.10% APR rate discount off of ALEC's standard Auto Loan rates.