Introducing our new car buying service, powered by TrueCar. Click here to learn more.
Loans that make you say vroom! Got a growing family to drive around? Going hybrid? Whatever ride you’ve got your eye on, an ALEC Auto Loan will get you on the road fast at a great low rate.
Loaded with standard features:
Fast approval: Instant approval* when you apply online
or simply call 800.762.9988.
- Great rates: Lower interest rates than most banks.
- Loan Discount: Save up to 0.25% off our standard loan rates**.
- Flexible terms: Whatever fits your budget best, up to 84 months with no pre-payment penalty.
- Full financing: Up to 115% of the value of new and used autos.
- Easy ways to pay: By mail, automatic withdrawal, phone or online.
- 24/7 Support: By phone or online, we're always open.
Plus lots of optional benefits:
- Free Car Buying Service powered by TrueCar: No hassle, discount pricing.
- Credit Life and Disability Protection: Affordable plans to provide your family peace of mind. Learn More
- Guaranteed Asset Protection: Cover the “gap” between your vehicle’s retail value and the amount you owe if, it’s ever stolen or totaled in an accident. Learn More
- Extended Warranty: Valuable protection to cover expensive repairs, all at just a fraction of what you would pay elsewhere. Learn More
Boats, Jet-skis and ATVs. Motorcycles and motor homes. Our Recreational Loans will get you outward bound at an outstanding low rate.
Ready to roll?
Check out our new Loan Saver Calculator to see how much you can save when you refinance with ALEC.
*All loans subject to credit approval.
**Returning loan members who have a current loan with ALEC and is applying for a new loan will automatically receive a 0.25% APR rate discount. New loan members who do not have any current loans with ALEC must have an ALEC Checking Account (Free or Rewards) with $500 in direct deposit per statement cycle AND be enrolled in E-Statements to be eligible for the 0.25% APR discount. Discount not valid on credit cards, mortgage, Rapid Refi and Home Equity Line of Credit.