Purchasing a new car or truck can be pretty exciting. But you should also know what you’re getting into — from both an automotive and financial standpoint. 

If you’re not completely sure about what you should be doing, we can point you in the right direction. Make these links your first stops in your car-buying process, and you’ll be well on your way to coming out miles ahead.


  • Avoid Car Buying Mistakes
    Buying a car is a daunting prospect, for many — more daunting than it needs to be. And it would be a lot less so if people would prepare ahead for the process. Learn more.
  • Buy or Lease a Car
    Buy or Lease a Car
    Neither buying not leasing is right for everybody or in every situation. All of the ingredients of a person's life — needs, goals, uses, locations, tastes, habits — must be taken into account. Learn more.
  • On-The-Lot Financing
    On-The-Lot Financing
    The biggest different between doing business with an on-the-lot financing dealer and a typical franchise-connected dealership is that loans from a dealer are often going to cost a lot more than one from a financial institution. Learn more.
  • Auto Financing Guide
    Auto Financing Guide
    Purchasing a new vehicle consists of two significant steps - finding the perfect car and securing auto financing. Learn more.
  • Auto & Home Insurance
    Auto and Home Insurance
    At ALEC, we’re committed to providing a range of affordable insurance options for members, including comprehensive auto and homeowners policies. Learn more.
  • Loan Protection Products
    Loan Protection Products
    If you suddenly found yourself financially strapped when an unforeseen event shakes your life, what would you do? How would you pay your bills? What would happen to your savings? Or your family? Learn more.