If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. The first important step in dealing with this is to visit https://www.equifaxsecurity2017.com. Once there, you'll be able to check to see if you were affected by the recent breach and sign up for a free credit monitoring. Keep the information they provide and follow up on the steps and suggestions they may have.
Here are some additional tips to help you protect yourself:
- Visit annualcreditreport.com to obtain your current credit report.
- You can freeze your credit lines. To get started with this, visit the relevant websites of Experian, Equifax and TransUnion. You can also call Equifax (1-800-349-9960), Experian (1-888.397.3742) or TransUnion (1-888-909-8872) directly.
- Set up account alerts on your ALEC accounts.
- Monitor your monthly ALEC account statements for unusual activity.
- You can elect to purchase identity theft protection coverage through Identity Guard.
What should you do if you think someone is using your personal information?
Visit IdentityTheft.gov to report identity theft and get a personal recovery plan that will:
- Walk you through each recovery step
- Pre-fill letters and forms for you to send to businesses, debt collectors, and others
- Track your progress and adapts to your changing situation.
You have the power to manage your own personal information and your credit. Now is the right time to be proactive and to take steps to control your information.