Disclosures, Agreement and Terms

At ALEC, we want to make sure you have easy accessibility to our disclosures, agreements, and terms for your account.

ONLINE ACCOUNT OPENING	ACCOUNT INFORMATION	E-SERVICES
ALEC Fee Schedule American Share Insurance Disclosure E-Signature Disclosure Patriot Act Disclosure	ALEC's Fee Schedule Certificate Account Disclosure HSA Disclosure NMLS Unique Identifier Numbers Notice of Fee Changes	Bill Pay Terms and Conditions E-Notice Terms and Conditions E-Statement Terms and Conditions Mobile Banking Terms and Conditions Online Banking Terms and Conditions
CREDIT CARDS	GENERAL INFORMATION
Visa® Application and Solicitation Disclosure Visa® Credit Card Agreement Visa® E-Statement Terms and Conditions Visa® Online Terms and Conditions	ALEC Membership Agreements and Disclosures Membership Agreements & Disclosures Notice of Change California Consumer Privacy Act Disclosure Privacy Notice State of Illinois Community Reinvestment Notice