Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Accelerator Certificate

Accelerator Certificate

Start saving today and earn higher rates over two years.


Your savings can earn more money for the next 24 months - guaranteed. Just open our ALEC Accelerator Certificate.

Every six months, our Accelerator Certificate steps up to the next guaranteed higher rate to earn:

  • 0.50% APY* the first 6 months
  • 0.75% APY the second 6 months
  • 1.00% APY the third 6 months
  • 2.25% APY the fourth 6 months
  • Blended 1.125% APY over total of 730 days

The ALEC Accelerator Certificate features:

  • Just $500 minimum to open
  • Ability to withdraw funds penalty-free at each step-up interval, within 10-day window**
  • Availability as a regular savings certificate, or Traditional, ROTH or Coverdell (Education) IRA

Hurry! The ALEC Accelerator Certificate is available for a limited time from December 1, 2017 through March 31, 2018.

All dividends are paid monthly based on the daily average balance. Rates are subject to change monthly. Product is available for CDs, HSAs, and IRAs. $500 minimum balance to open account. Offer valid 12/1/2017 through 3/31/2018.

* APY = Annual Percentage Yield. 

** Every six months you will have a 10-day grace period during which you may withdraw the funds and close the account without a penalty.