Have an auto loan elsewhere?
You can save when you refinance your new or used vehicle with ALEC. Rates as low as 0.99% APR* for terms up to 36 months.View rates.
See how much you can save.
|Loan Amount||APR*||Term (months)||Total Finance Charge|
|Current Loan Held Elsewhere||20,000||3.50%||36||$1,097.46|
|ALEC Auto Loan||20,000||0.99%||36||$ 306.68|
Use our Loan Saver tool to calculate your savings.
You get more than great rates!
- Full financing – up to 115% of the value of your new or used auto¹
- Flexible terms – whatever fits your budget best, up to 84 months
- 24/7 loan approval – online or by phone
- Easy ways to pay – by mail, automatic withdrawal, phone or online
Refinancing is quick and easy.
Just have the following information available regarding your automobile refinance:
- Make, model and year
- Current mileage
- Serial number
- Current lender name and phone number
Realize the savings today.
* APR = Annual Percentage Rate. The disclosed rate of 0.99% APR is valid on new and used autos up to 36 months. All disclosed rates include a 0.25% APR rate discount to members with an ALEC Rewards Checking. Your rate may be higher depending on your credit history, age of vehicle, term of your loan and services used. Maximum financing up to 115% MSRP for qualified borrowers. Internal refinances of existing ALEC loans are excluded from this promotion and are not eligible for the promotional rate. The title fee to transfer the lien holder to ALEC will apply.
Excludes refinance of existing ALEC auto loans.