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Money Market and Certificate Rates

Money Market

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Annual Percentage Yield

$2,000 minimum balance

$100,000 and over 2.50%
$50,000.00 to $99,999.99 2.00%
$25,000.00 to $49,999.99 1.75%
$2,000.00 to $24,999.99 1.50%

Share Certificates

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Annual Percentage Yield

$500 minimum balance
  6 month maturity 2.00%
12 month maturity  2.25%
24 month maturity 2.35%
36 month maturity 2.45%
48 month maturity 2.50%
60 month maturity 2.75%

Variable Rate Share Certificates

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Annual Percentage Yield

$500 minimum balance

Variable Rate Share Certificate (Index** +1.00%) 2.42%
Click here to learn more about Variable Rate Certificates.

Rates effective 05/01/08.The Annual Percentage Yield is the rate that is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly based on the daily average balance. A penalty may be imposed for early withdrawal on certificates.  Dividend Rates are reviewed periodically and are subject to change without notice.   

**The "index" is the 13-Week Treasury Bill rate posted in the "Money Rates" in the Wall Street Journal on the last business day of the month. As of April 30, 2008 the rate is 1.420%.

 


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