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Loan Rates

Auto Loans New and Used, 2004 - 2009 Model Years

New and Used, 2004 - 2009 Model Years

 

  Annual Percentage Rate  
Apply Online Today!Calculate your Options

Standard Pricing

 APR*

Loyalty Pricing1

APR*

Learn more about our new Loyalty Loan Discount

All terms up to 60 months

As low as

4.95%

4.45%
Extended Terms

72 months

As low as 

5.20%

4.70%

84 months

As low as 

5.95%

5.45%

Marine, Recreational Vehicles, and NEW Motorcycle* Loans

New and Used,  2004 - 2009 Model Years

 

  Annual Percentage Rate  
Apply Online Today!Calculate your Options

Standard Pricing

 APR*

Loyalty Pricing1 APR*

Learn more about our new Loyalty Loan Discount

24 months

As low as 

4.95%

4.45%

36 months

As low as 

5.20%

4.70%

 48 months

As low as 

5.45%

4.95%

 60 months

As low as 

5.70%

5.25%

 72 months

As low as 

5.95%

5.45%

84 months

As low as 

6.45%

5.95%

* Motorcycle loans available only for model year 2008 & 2009 with less than 5,000 miles.

Extended Terms for Boat and RVs*

  New and Used, 2004 - 2009 Model Years

 

  Annual Percentage Rate  
Apply Online Today!Calculate your Options

Standard Pricing

 APR*

Loyalty Pricing1 APR*

Learn more about our new Loyalty Loan Discount

120 months

As low as 

7.45%

6.95%

180 months

As low as 

7.95%

7.45%

240 months

As low as 

8.45%

7.95%

* Motorcycle loans available only for model year 2008 & 2009 with less than 5,000 miles.

Late Model Used   

2003 models years and older 

Annual Percentage Rate  
Apply Online Today!Calculate your Options

Standard

Pricing

 APR*

Loyalty Pricing APR*

Learn more about our new Loyalty Loan Discount

As low as

 

10.25%

9.75%

   

Personal Loans    

  Annual Percentage Rate  
Apply Online Today!Calculate your Options

Standard Pricing

 APR*

Loyalty Pricing1 APR*

Learn more about our new Loyalty Loan Discount

Certificate Secured 

7.70%

7.20%

Personal 

As low as

8.70%

8.20%

Share (Savings) Secured

7.70%

7.20%

Stock Loans        

  Annual Percentage Rate    
Apply Online Today!        

Standard

Pricing

 APR

Loyalty Pricing1

 APR

 

Single Payment     

Terms up to 15 months

3.25% 2.75%

Installment

Terms up to 60 months

3.75% 3.25%

Rates effective 7/01/09. All loans subject to credit approval. Rates subject to credit history, term, and other factors. Rates can change daily. 

1.  Loyalty Discount: Members can receive a 0.10% rate discount for selected ALEC products and service usage up to a maximum loan discount of 0.50%. Not available on all loan products. For complete details, click here.