|
|
 |
Loan Rates
|
|
Auto , Marine, Recreational
Vehicles, and
Motorcycle* Loans
|
|
 
|
Annual Percentage
Rate |
|
New and
Used Loans, 2003 - 2008 Model Years
|
Standard |
Premier
Discount |
|
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|
|
Up
to 24 months
|
As
low as |
4.15% |
3.90% |
|
Up
to 36 months
|
As
low as |
4.40% |
4.15% |
|
Up
to 48 months
|
As
low as |
4.65% |
4.40% |
Up
to 60 months
|
As
low as |
4.90% |
4.65% |
|
Up
to 72 months |
As
low as |
5.15% |
4.90% |
|
Up
to 84 months |
As
low as |
5.65% |
5.40% |
|
* Motorcycle loans
available only for model year 2007 & 2008 with less
than 5,000 miles. |
|
Extended Terms
for Boat and RVs*
|
|
|
|
Annual
Percentage Rate |
|
New and
Used Loans, 2003 - 2008 Model Years |
Standard |
Premier
Discount |
|
Up
to 120 months
|
As
low as |
6.90% |
6.65% |
|
Up
to 180 months
|
As
low as |
7.40% |
7.15% |
|
Up
to 240 months
|
As
low as |
7.90% |
7.65% |
|
*Minimum $10,000
loan amount |
Late
Model Used ( 2002 and older)
|
|
Annual
Percentage Rate |
|
|
Standard |
Premier
Discount |
|
As
low as
|
9.45% |
9.20% |
|
Personal
Loans
|
|
Annual
Percentage Rate |
|
|
Standard |
Premier
Discount |
|
Share
(Savings) Secured
|
7.70% |
7.45% |
|
Personal
|
As
low as |
8.70% |
8.45% |
|
Certificate
Secured
|
|
7.70%
|
7.45%
|
|
Stock
Loans
|
|
Annual
Percentage Rate |
|
|
Standard |
Premier
Discount |
|
Single
Payment |
Terms
up to 15 months |
3.50% |
3.25% |
|
Installment |
Terms
up to 60 months |
4.00% |
3.75% |
|
Rates
effective 05/01/08. All loans subject to credit
approval. Rates subject to credit
history, term, and other factors. Rates
can change daily. Premier Discount:
Members may receive a 0.25% rate
reduction if they elect direct
deposit of their net pay into an
ALEC checking account. |
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