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IRA Rates
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Traditional, Roth and Coverdell Education Savings IRA Certificates
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  |
Annual
Percentage Yield |
|
$500 minimum balance |
|
| 12
month maturity |
2.00% |
| 24 month maturity
|
2.50% |
| 36 month maturity
|
2.75% |
| 48 month maturity
|
3.90% |
| 60 month maturity
|
4.00% |
Variable
Rate IRA Certificates
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|
|
Annual
Percentage Yield |
|
$500
minimum balance |
|
|
24 month maturity (Index**
+1.00%)
Available in
Traditional and Roth IRAs |
2.00% |
IRA
Share Account
|
|
|
Annual
Percentage Yield |
|
Available in
Traditional, Roth and
Coverdell Education Savings |
.50% |
 |
| *The
Annual Percentage Yield is the rate that is
earned if the funds are left to compound for ONE
Year. All dividends are paid monthly based on a
daily average balance. A penalty may be imposed
for early withdrawal. Rates
effective 7/01/09. Dividend
Rates are reviewed periodically and are subject
to change without notice.
*** The
"index" is the 13-Week Treasury Bill
rate posted in the "Money Rates" in
the Wall Street Journal on the last business day
of the month. As ofJune 30, 2009
the rate is 0.195.
The minimum floor for variable rate certificates
is 2.00% APY.
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