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Privacy Notice
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Abbott Laboratories Employees Credit
Union, your member owned financial institution, is
committed to providing you with competitive products and
services to meet your financial needs and help you reach
your goals. We are equally committed to protecting the
privacy of our members. We want you to know that the
privacy and confidentiality of your personal information
is a top priority. We are required by law to give you
this privacy notice to explain how we collect, use and
safeguard your personal financial information.
Information We Collect
About You
We collect nonpublic personal
information about you from the following sources:
 | Information we receive from you on
applications and other forms
| Information about your transactions
with us
| Information we receive from a
consumer reporting agency
| Information obtained when verifying
the information you provide on an application or
other forms; this may be obtained from your current
or past employers, or from other institutions where
you conduct financial transactions |
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We may disclose all of the information
we collect, as described above, as permitted by law.
Parties Who Receive
Information From Us
We may disclose nonpublic personal
information about you to the following types of third
parties to complete transactions for products and
services you have requested:
| Financial service providers, such
as insurance companies, mortgage service companies,
and securities broker-dealers
| Non-financial companies, such as
consumer reporting agencies, data processors,
check/share draft printers, financial statement
publishers, retailers, plastic card processors,
government agencies, and mail-house |
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Disclosure of Information to Parties
That Provide Services to Us
In order for us to conduct the
business of the credit union, we may disclose all of the
information we collect, as described above, to companies
that perform marketing or other services on our behalf
or to other financial institutions with whom we have
joint marketing agreements so that we may provide
members competitive products and services. We may also
disclose nonpublic personal information about you under
circumstances as permitted or required by law. These
disclosures typically include information to process
transactions on your behalf, conduct the operations of
our credit union, follow your instructions as you
authorize, or protect the security of our financial
records.
To protect our members' privacy, we
only work with companies that agree to maintain strong
confidentiality protections and limit the use of
information we provide. We do not permit these companies
to sell the information we provide to other third
parties.
Disclosure of
Information About Former Members
If you terminate your membership with
Abbott Laboratories Employees Credit Union, we will not
share information we have collected about you, except as
may be permitted or required by law.
How We Protect Your
Information
We restrict access to nonpublic
personal information about you to those employees who
need to know that information to provide products or
services to you. We maintain physical, electronic, or
procedural safeguards that comply with federal
regulations to guard your nonpublic personal
information.
What Members Can Do to
Help
Abbott Laboratories Employees Credit
Union is committed to protecting the privacy of its
members. Members can help by following these simple
guidelines:
| Protect your account numbers,
plastic card numbers, PINs (personal identification
numbers) or passwords. Never keep your PIN with your
card, which can provide free access to your accounts
if your card is lost or stolen.
| Use caution when disclosing your
account numbers, social security numbers, etc. to
other persons. If someone calls you explaining the
call is on behalf of the credit union and asks for
your account number, you should beware. Official
credit union staff will have access to your
information and will not need to ask for it.
| Keep your information with us
current. If your address or phone number changes,
please let us know. It is important that we have
current information on how to reach you. If we
detect potentially fraudulent or unauthorized
activity or use of an account, we will attempt to
contact you immediately.
| Let us know if you have questions.
Please do not hesitate to call us - we are here to
serve you! |
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